611 Up County Rd, Worcester, NY 12197 Property Records

Otsego County and Westford Town property record for 611 Up County Rd, Worcester, NY 12197

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1977
Lot Size	58.3 acres (2,540,855 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2020)
Tax Bill	$6,492 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366400 198.00-1-2.00`

Property Details

APN / Parcel Number

Primary APN	`366400 198.00-1-2.00`
Alternative APNs	`640019800000010020000000` `003100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	2,540,855 sqft (58.3 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	540 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	003100
Street Address	611 UP COUNTY RD
City	WORCESTER
State	NY
Zip	12197-5003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2099
Census Tract	590600

Owner

Source: Otsego County and Westford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1339 BURLINGHAM RD, PINE BUSH, NY 12566-7325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI SEFCU MTG SVCS
Mar 5, 2020	Warranty Deed, Transfer SEFCU MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	20201065
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	611 UP COUNTY RD, WORCESTER, NY 12197-5003
Document Number	0000001066
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NORTHWAY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 BURLINGHAM RD PINE BUSH NY 125667325, PINE BUSH, NY 12566-7325

Mortgage

Document Number	0000001066
Date	Mar 5, 2020
Instrument	1066

Lender

Name	SEFCU MTG SVCS
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 5, 2020
Property Address	611 UP COUNTY RD, WORCESTER, NY 12197-5003
Document Number	0000001065
Instrument Date	Feb 25, 2020
Instrument	1065
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	NORTHWAY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 BURLINGHAM RD PINE BUSH NY 125667325, PINE BUSH, NY 12566-7325

Mortgage

Document Number	1066
Date	Mar 5, 2020
Instrument	1066

Lender

Name	SEFCU MTG SVCS
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Otsego County and Westford Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Westford Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,492.00 (+0.54%)
2025	$6,457.00	$207,300 (-) Land $67,700 Building $139,600	$291,972 (+9.86%) Land $95,352 Building $196,620
2023		$207,300 Land $67,700 Building $139,600	$265,769 Land $86,795 Building $178,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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