611 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 611 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,134 sqft · built 1880
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Nov 2020)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-197700000`

Property Details

APN / Parcel Number

Primary APN	`3-197700000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,134 sqft Living Area
1st Floor Area	790 sqft
Basement Area	688 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	132 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	611 UNION ST
City	JACKSON
State	MI
Zip	49203-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT A PT ON S LN OF UNION ST 102 FT E OF FOURTH ST TH S 8 RDS TH E 36 FT TH N 8 RDS TO UNION ST TH W 36 FT TO POB. BEING
Legal Subdivision	EATON WEBSTER & HARWOODS ADD
Legal Block	3
Legal Lot Number	1
Legal Unit	1
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

611 Union St is owned and occupied by an individual who bought it in November 2020.

Source: Jackson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	611 UNION ST, JACKSON, MI 49203-3056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 16, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Nov 4, 2010 · Amount on File
Deed Document Number	20202864958
Deed Book / Page	2173 / 868
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0002577074
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	611 UNION ST, JACKSON, MI 49203-3056
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002920186
Date	Jul 27, 2022
Book Page	2216/195
Instrument	2920186

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Aug 17, 2027

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 16, 2020
Property Address	611 UNION ST, JACKSON, MI 49203-3056
Document Number	0002864958
Book / Page	002173 / 000868
Instrument Date	Nov 2, 2020
Instrument	2864958
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 UNION ST JACKSON MI 492033056, JACKSON, MI 49203-3056

Tax Assessment & Valuation

The 2025 property tax bill for 611 Union St was $1,091 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,800 (+12.37%)	$83,600 (+12.37%)
2025	$1,091.00 (-16.84%)	$37,200	$74,400
2024	$1,312.00
2023		$27,200	$54,400
2022	$1,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 611 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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