611 S Willow St, Gallatin, MO 64640 Property Records

Daviess County property record for 611 S Willow St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,414 sqft · built 1915
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$133,879 (May 2023)
Tax Bill	$754 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-20-3-01-11`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-20-3-01-11`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,414 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Porch	Slab
Porch Area	142 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	611 S WILLOW ST
City	GALLATIN
State	MO
Zip	64640-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 11 & 12 IN BLOCK 2 OF ALEXANDER'S ADDITION TO THE CITY OF GALLATIN, MISSOURI
Legal Range	27W
Legal Township	59N
Legal Section	20
Legal Subdivision	ALEXANDER'S ADDITION
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	4
Census Block	4043
Census Tract	470200

Owner

Source: Daviess County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	611 S WILLOW ST, GALLATIN, MO 64640-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 16, 2018	Other, Transfer
Jun 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	2023709
Deed Book / Page	404 / 185
Transfer Doc	317/8
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	611 S WILLOW ST, GALLATIN, MO 64640-1409
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	289/16
Date	Jun 25, 2018
Book Page	289/16
Instrument	20180964

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Other, Transfer

Document Type	Other
Jurisdiction	DAVIESS MO
Recording Date	Jul 16, 2018
Property Address	611 S WILLOW ST, GALLATIN, MO 64640-1409
Document Number	380/213
Book / Page	380 / 213
Instrument Date	Jul 6, 2018
Instrument	20181081
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Jun 25, 2018
Property Address	611 S WILLOW ST, GALLATIN, MO 64640-1409
Document Number	380/126
Book / Page	380 / 126
Instrument Date	Jun 25, 2018
Instrument	20180963
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (+11.21%)	$10,608 (+14.83%) Land $1,163 Building $9,445	$55,830 (+14.83%) Land $6,120 Building $49,710
2023	$678.00	$9,238 Land $931 Building $8,307	$48,620 Land $4,900 Building $43,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T.

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