611 McCarthy Rd, Lemont, IL 60439 Property Records

Cook County property record for 611 McCarthy Rd, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1925
Lot Size	0.17 acres (7,397 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2025)
Tax Bill	$5,130 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-20-437-022`

Property Details

APN / Parcel Number

Primary APN	`22-20-437-022`
Alternative APN	`22-20-437-022-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,397 sqft (0.17 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	611 MCCARTHY ST
City	LEMONT
State	IL
Zip	60439-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H W (MARTINS) ADD TO (LEMONT) SUB OF LTS 11&12 EX NLY 100 FT OF PT OF LT11 LYING E OF HERBERT NORTONS ADD TO LEMONT IN COUNTY
Legal Range	11E
Legal Township	37N
Legal Section	20
Legal Subdivision	MARTINS ADD TO LEMONT
Legal Lot Number	11,12
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2055
Census Tract	824004

Owner

611 McCarthy Rd is owned by an individual who bought it in June 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	611 MCCARTHY RD, LEMONT, IL 60439-4040
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Jun 26, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE TRUST & SAVINGS
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Dec 16, 2019 · Amount on File
Deed Document Number	202523102
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	611 MCCARTHY ST, LEMONT, IL 60439-4034
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306128
Date	Jan 3, 2024
Instrument	2400306128

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 26, 2025
Property Address	611 MCCARTHY ST, LEMONT, IL 60439-4034
Document Number	0017723102
Instrument Date	Jun 16, 2025
Instrument	2517723102
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 MCCARTHY RD, LEMONT, IL 60439-4040

Mortgage

Document Number	0017723103
Date	Jun 26, 2025
Instrument	2517723103

Lender

Name	NORTH SHORE TRUST & SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	611 MCCARTHY RD, LEMONT, IL 60439-4040
Document Number	2028339231
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 MCCARTHY RD LEMONT IL 604394040, LEMONT, IL 60439-4040

Mortgage

Document Number	2028339231
Date	Oct 9, 2020
Instrument	28339231

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 16, 2019
Property Address	611 MCCARTHY RD, LEMONT, IL 60439-4040
Document Number	1935010082
Instrument Date	Dec 5, 2019
Instrument	35010082
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 MCCARTHY RD LEMONT IL 604394040, LEMONT, IL 60439-4040

Mortgage

Document Number	1935010083
Date	Dec 16, 2019
Instrument	35010083

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,927 Land $4,623 Building $19,304	$239,270 Land $46,230 Building $193,040
2023	$5,130.00 (+40.82%)
2022	$3,643.00	$18,426 Land $4,068 Building $14,358	$184,260 Land $40,680 Building $143,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 611 McCarthy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 611 McCarthy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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