Osceola County property record for 611 Massachusetts Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 1964 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Feb 2024) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0045-0190 |
| Primary APN | 01-26-30-0001-0045-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| 1st Floor Area | 1,587 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 611 MASSACHUSETTS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 45 LOTS 19 & 20 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 45 |
| Legal Lot Number | 19 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43500 |
Source: Osceola County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2140 WALDEN PARK CIR, 204, KISSIMMEE, FL 34744-6337 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | Aug 8, 2013 · Amount on Record |
| Deed Document Number | 202422432 |
| Deed Book / Page | 6552 / 2096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 611 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2827 |
| Document Number | 0000053202 |
| Book / Page | 6959 / 1198 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.53202 |
| Record Updated | May 1, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 611 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2827 |
| Document Number | 0000053202, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6959/1198 |
| Instrument | 2026.53202 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 611 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2827 |
| Document Number | 0069591198 |
| Book / Page | 6959 / 1198 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202653202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 611 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2827 |
| Document Number | 0000053202, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6959/1198 |
| Instrument | 202653202 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 (+210.31%) | $300,200 (+146.4%) Land $46,800 Building $253,400 | $300,200 (+16.4%) Land $46,800 Building $253,400 |
| 2024 | $1,484.00 (+3.41%) | ||
| 2023 | $1,435.00 (+4.59%) Homeowner's exemption | $121,834 (+3%) | $257,900 (+18.09%) Land $42,500 Building $215,400 |
| 2022 | $1,372.00 Homeowner's exemption | $118,286 | $218,400 Land $35,100 Building $183,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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