Mille Lacs County property record for 611 Kathio St, Onamia, MN 56359 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,573 sqft · built 2003 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Mar 2021) |
| Tax Bill | $4,224 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-810-0011 |
| Primary APN | 22-810-0011 |
|---|
| Building Area | 1,573 sqft Living Area |
|---|---|
| Basement Area | 1,563 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Area | 1,028 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 320 sqft |
| Street Address | 611 KATHIO ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX N'LY 170 FT OF E'LY 228.46 FT PARCEL A OF 9/26/02 SURVEY |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Subdivision | SOO LINE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970200 |
Source: Mille Lacs County records · APN 22-810-0011
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 635, ONAMIA, MN 56359-0635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2024 | Deed of Trust, Mortgage · FHA Mortgage WESTSTAR MORTGAGE CORP |
| Jun 15, 2023 | Deed of Trust, Mortgage HUD |
| Aug 29, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Mar 24, 2021 | Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Jan 29, 2018 | Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 2021423454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Document Number | 000A440443 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | A440443 |
| Name | WESTSTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBUQUERQUE, NM 87113 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A436681 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | A436681 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A432820 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | A432820 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Mar 24, 2021 |
| Property Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Document Number | A423454 |
| Instrument Date | Mar 19, 2021 |
| Instrument | A423454 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Document Number | A423455 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | A423455 |
| Name | GOLDWATER BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A421411 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | A421411 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jan 29, 2018 |
| Property Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
| Document Number | A404690 |
| Instrument Date | Jan 24, 2018 |
| Instrument | A404690 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Tax | $717.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 611 KATHIO ST, ONAMIA, MN 56359-4553 |
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,224.00 (-13.01%) | ||
| 2025 | $4,856.00 (+6.35%) Homeowner's exemption | $257,100 (-23.96%) Land $31,200 Building $225,900 | $257,100 (-23.96%) Land $31,200 Building $225,900 |
| 2023 | $4,566.00 | $338,100 Land $28,600 Building $309,500 | $338,100 Land $28,600 Building $309,500 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures