611 Gatestone St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 611 Gatestone St, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3 ba · 2,604 sqft · built 2000
Lot Size	0.029 acres (1,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$564,900 (Oct 2015)
Tax Bill	$8,166 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03239566`

Property Details

APN / Parcel Number

Primary APN	`09-03239566`
Alternative APN	`03239566`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,604 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	882 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,260 sqft (0.029 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03239566
Street Address	611 GATESTONE ST
City	GAITHERSBURG
State	MD
Zip	20878-2187
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LAKELANDS
Legal Subdivision	LAKELANDS
Legal Block	N
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2023
Census Tract	700826

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	611 GATESTONE ST, GAITHERSBURG, MD 20878-2187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on Record
Deed Sale	Oct 16, 2015 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Book / Page	51126 / 331
Last Transfer Date	Dec 31, 2015
Transfer Doc	0515520384
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	611 GATESTONE ST, GAITHERSBURG, MD 20878-2187
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 GATESTONE ST, GAITHERSBURG, MD 20878-2187

Mortgage

Document Number	0669560420
Date	May 3, 2023
Book Page	66956/420

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	611 GATESTONE ST, GAITHERSBURG, MD 20878-2187
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 GATESTONE ST, GAITHERSBURG, MD 20878-2187

Mortgage

Document Number	0638340024
Date	Aug 23, 2021
Book Page	63834/24

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,900 (+5.55%) Land $300,000 Building $394,900	$694,900 (-) Land $300,000 Building $394,900
2025	$8,166.00 (-1.95%)	$658,333 (+12.5%)	$694,900 (+18.75%) Land $300,000 Building $394,900
2024	$8,328.00 (+21.61%)
2023		$585,200 Land $300,000 Building $285,200	$585,200 Land $300,000 Building $285,200
2022	$6,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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