611 Elm Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 611 Elm Ave, Laurel, MT 59044

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 1,630 sqft · built 1920
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on Record
Last Sale	$311,333 (Feb 2026)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000B007770`

Property Details

APN / Parcel Number

Primary APN	`000B007770`
Alternative APNs	`03-0821-10-3-26-09-0000` `R0336153` `B007770` `B00777`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Neighborhood / Spot
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	611 ELM AVE
City	LAUREL
State	MT
Zip	59044-2507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RLMF
Legal Description	NUTTING SUBD, S10, T02 S, R24 E, BLOCK 4, LOT 19 - 21
Legal Subdivision	NUTTING SUBD
Legal Block	4
Legal Lot Number	19-21
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3048
Census Tract	1902

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3003, HENRICO, VA 23228-9701
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 25, 2026	Warranty Deed, Transfer · Commercial Mortgage VALLEY FINANCIAL CU
Feb 25, 2021	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Feb 25, 2021
Deed Document Number	20264127070
Prior Transfer Date	Mar 28, 2014
Prior Transfer Doc	0003701682
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	611 ELM AVE, LAUREL, MT 59044-2507
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 ELM AVE, LAUREL, MT 59044-2507

Mortgage

Document Number	0004035613
Date	Nov 29, 2022
Instrument	4035613

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 25, 2026
Property Address	611 ELM AVE, LAUREL, MT 59044-2507
Document Number	0004127070
Map Reference	DOC 11182
Instrument Date	Feb 20, 2026
Instrument	4127070
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3003, HENRICO, VA 23228-9701

Mortgage

Document Number	0004127071
Date	Feb 25, 2026
Instrument	4127071

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2041

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 25, 2021
Property Address	611 ELM AVE, LAUREL, MT 59044-2507
Document Number	0003961124
Map Reference	DOC 11182
Instrument Date	Feb 24, 2021
Instrument	3961124
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 302, LAUREL, MT 59044-0302

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 28, 2019
Property Address	611 ELM AVE, LAUREL, MT 59044-2507
Document Number	0003900910
Instrument Date	Oct 7, 2019
Instrument	3900910
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	621 GRIZZLY CIR LAUREL MT 590449538, LAUREL, MT 59044-9538

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 28, 2019
Property Address	611 ELM AVE, LAUREL, MT 59044-2507
Document Number	0003900909
Instrument Date	Oct 7, 2019
Instrument	3900909
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 GRIZZLY CIR LAUREL MT 590449538, LAUREL, MT 59044-9538

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,100 (+30.91%) Land $65,691 Building $155,409	$221,100 (+30.91%) Land $65,691 Building $155,409
2025	$1,726.00 (+27.95%)	$168,900 (+14.82%)	$168,900 (+14.82%) Land $65,691 Building $103,209
2023	$1,349.00	$147,100	$147,100 Land $55,980 Building $91,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, TCT Internet, Verizon.

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