611 E Ocean Rd, Topsail Beach (Holly Ridge), NC 28445 Property Records

Pender County property record for 611 E Ocean Rd, Topsail Beach, NC 28445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1950
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Jun 2022)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`4212-47-5663-0000`

Property Details

APN / Parcel Number

Primary APN	`4212-47-5663-0000`
Alternative APNs	`000049142` `1538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1950
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	110 ft deep x 76 ft wide
Deck Area	240 sqft
Patio Area	612 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000049142
Old Parcel Number	4212 47 5663 0000
Street Address	611 E OCEAN RD
City	TOPSAIL BEACH
State	NC
Zip	28445-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	L 4 PB 4/54 BURKE BRIDGERS SURVEY
Legal Lot Number	4
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1038
Census Tract	920106

Owner

Source: Pender County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	611 E OCEAN RD, TOPSAIL BEACH, NC 28445-8711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	0012634792
Deed Book / Page	1263 / 4792
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 30, 2022
Property Address	611 E OCEAN RD, TOPSAIL BEACH, NC 28445-8711
Document Number	0047921263
Book / Page	4792 / 1263
Map Reference	MB 272 PG 112
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 COUNTRY CLUB DR, GASBURG, VA 23857-2333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 OCEAN BLVDLEVARD, HOLLY RIDGE, NC 28445-8711

Mortgage

Document Number	0047921267
Date	Jun 30, 2022
Instrument	4792-1267

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Topsail Beach Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00 (+12.56%)	$520,894 (+3.3%) Land $398,200 Building $122,694	$520,894 (+3.3%) Land $398,200 Building $122,694
2023		$504,266 (-) Land $426,358 Building $77,908	$504,266 (-) Land $426,358 Building $77,908
2022	$3,718.00	$504,266 Land $426,358 Building $77,908	$504,266 Land $426,358 Building $77,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,399 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,712 units insured incl. 313 condo units
Nearby Flood Claims	661 (1986–2024)
Claims Outside the SFHA	6 of 661
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 385 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TOPSAIL BEACH serves 3,495 people · EPA ID NC0471020
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20