611 E Clay St, New Buffalo, MI 49117 Property Records

Berrien County property record for 611 E Clay St, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,270 sqft
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$334,900 (Mar 2024)
Tax Bill	$7,694 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-8200-0210-04-1`

Property Details

APN / Parcel Number

Primary APN	`62-8200-0210-04-1`
Alternative APN	`11-62-8200-0210-04-1`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	259 ft deep x 66 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	611 E CLAY ST
City	NEW BUFFALO
State	MI
Zip	49117-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT OF BLK 210 VIRGINIA ADD TO CITY OF NEW BUFFALO COM 131.96' S59DEG52'45''W OF NELY COR SD BLK 210 TH S29DEG57'25''E 255.51' TO THE NLY LN CSX RR TH S53DEG37'36''W 66.37' TH N29DEG57'45''W 262.74' TH N59DEG52'45''E 65.98' TO POB
Legal Subdivision	VIRGINIA ADD
Legal Block	210
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2093
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1500 MARK THOMAS DR, MONTEREY, CA 93940-5238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Apr 28, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Aug 4, 2004 · Amount on Record
Deed Document Number	2024402435
Deed Book / Page	3423 / 587
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 25, 2024
Property Address	611 E CLAY ST, NEW BUFFALO, MI 49117-1529
Document Number	003423/587
Book / Page	3423 / 587
Map Reference	LB E PG 291
Instrument Date	Mar 22, 2024
Instrument	2024402435
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6937 KINGSTON CT, TINLEY PARK, IL 60477-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 MARK THOMAS DR, MONTEREY, CA 93940-5238
Investor	Possibly a Property Investor

Mortgage

Document Number	2024402436
Date	Mar 25, 2024
Instrument	2024402436

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	611 E CLAY ST, NEW BUFFALO, MI 49117-1529
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003272/932
Date	Apr 22, 2020
Book Page	3272/932

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 28, 2020
Property Address	611 E CLAY ST, NEW BUFFALO, MI 49117-1529
Document Number	03272/2899
Book / Page	3272 / 2899
Map Reference	LB E PG 291
Instrument Date	Apr 20, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6937 KINGSTON CT, TINLEY PARK, IL 60477-1645
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,300 (+50.55%)	$380,600 (+50.55%)
2025	$7,694.00 (+55.06%)
2023		$126,400	$252,800
2022	$4,962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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