611 E 7th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 611 E 7th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1950
Lot Size	0.184 acres (8,043 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Dec 2023)
Tax Bill	$999 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-24-4-SM610-002-0001`

Property Details

APN / Parcel Number

Primary APN	`19N02E-24-4-SM610-002-0001`
Alternative APNs	`600017863` `17863`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,043 sqft (0.184 acres)
Lot Dimensions	143 ft deep x 55.2 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Shed	1 Shed
Shed Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	17863
Street Address	611 E 7TH AVE
City	STILLWATER
State	OK
Zip	74074-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE ADD BLK 2 LOT 1
Legal Range	02E
Legal Township	19N
Legal Section	24
Legal Subdivision	MORNINGSIDE ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2006
Census Tract	10600

Owner

611 E 7th Ave is owned by an individual who bought it in December 2023.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	16846 SW LEE BLVD, CACHE, OK 73527-3006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Commercial Mortgage ACB BANK
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Deed Document Number	202312316
Deed Book / Page	2780 / 991
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Dec 21, 2023
Property Address	611 E 7TH AVE, STILLWATER, OK 74074-4802
Document Number	0027800991
Book / Page	2780 / 991
Instrument Date	Dec 15, 2023
Instrument	I-2023-012316
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OKLAHOMA CLOSING AND TTL SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16846 SW LEE BLVD, CACHE, OK 73527-3006

Mortgage

Document Number	I2023021317
Date	Dec 21, 2023
Instrument	I-2023-021317

Lender

Name	ACB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Feb 4, 2020
Property Address	611 E 7TH AVE, STILLWATER, OK 74074-4802
Document Number	0025490414
Book / Page	002549 / 000414
Instrument Date	Jan 31, 2020
Instrument	1227
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1261 STILLWATER OK 740761261, STILLWATER, OK 74076-1261

Mortgage

Document Number	25490416
Date	Feb 4, 2020
Book Page	002549/000416
Instrument	1228

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 3, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 611 E 7th Ave was $999, down 1.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,181 (+1.99%) Land $2,280 Building $7,901	$89,310 Land $20,000 Building $69,310
2025	$999.00 (-1.58%)	$9,982 (-) Land $2,280 Building $7,702
2024	$1,015.00 (+72.91%)	$9,982 (+72.43%) Land $2,280 Building $7,702	$87,570 (-0.57%) Land $20,000 Building $67,570
2023	$587.00 (+5.2%)	$5,789 (+4.99%) Land $1,314 Building $4,475	$88,070 (+10.61%) Land $20,000 Building $68,070
2022	$558.00	$5,514 Land $1,385 Building $4,129	$79,620 Land $20,000 Building $59,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 611 E 7th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 611 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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