611 E 5th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 611 E 5th St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$2,252 (2025)
Deeds & MortgagesDec 2022 Refinance
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1127328016

Property Details

APN / Parcel Number

Primary APN1127328016
Alternative APN
  • 21905

Exterior

Lot Area8,712 sqft (0.2 acres)
Lot Dimensions142 ft deep x 60 ft wide

Location & Zoning

Account Number21905
Street Address611 E 5TH ST
CityROCK FALLS
StateIL
Zip61071-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAREYS ADDITION LT 11 BLK 1 MF 7665-97 135600X
Legal SubdivisionAREYS ADDITION
Legal Block1
Legal Lot Number11
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2016
Census Tract1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address611 E 5TH ST, ROCK FALLS, IL 61071-1805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MIDLAND STATES BANK
Aug 14, 2019Deed of Trust, Mortgage · Line of Credit
MIDLAND STATES BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address611 E 5TH ST, ROCK FALLS, IL 61071-1805
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007565
DateDec 21, 2022
Instrument2022-07565
Lender
NameMIDLAND STATES BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2038

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address611 E 5TH ST, ROCK FALLS, IL 61071-1805
Document Number0000004423
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address611 E 5TH ST ROCK FALLS IL 610711805, ROCK FALLS, IL 61071-1805

Mortgage

Document Number0000004423
DateAug 19, 2019
Instrument4423
Lender
NameMIDLAND STATES BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 18, 2029
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,252.00$26,511 Land $3,557 Building $22,954
2024$79,533 Land $10,671 Building $68,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Rise Broadband, Verizon.

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