611 E 4th Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 611 E 4th Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2026)
Tax Bill	$1,906 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01055 01100`

Property Details

APN / Parcel Number

Primary APN	`01055 01100`
Alternative APN	`109482`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Heated Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1984
Architectural Style	Bungalow
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	611 E 4TH AVE
City	GASTONIA
State	NC
Zip	28054-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	D B HANNA BLK B L P/10-11 01 055 011 00 000
Legal Subdivision	D B HANNA
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1015
Census Tract	32703

Owner

Source: Gaston County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 E 4TH AVE, GASTONIA, NC 28054-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Dec 28, 2023 · Amount on Record
Deed Book / Page	5656 / 995
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 17, 2026
Property Address	611 E 4TH AVE, GASTONIA, NC 28054-4426
Document Number	5656000995
Book / Page	5656 / 995
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 4TH AVE, GASTONIA, NC 28054-4426

Mortgage

Document Number	5656000998,
Date	Jul 17, 2026
Book Page	5656/998

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 28, 2023
Property Address	611 E 4TH AVE, GASTONIA, NC 28054-4426
Document Number	0054522170
Book / Page	5452 / 2170
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 4TH AVE, GASTONIA, NC 28054-4426

Mortgage

Document Number	0054522172
Date	Dec 28, 2023
Instrument	5452/2172

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0054522193
Date	Dec 28, 2023
Book Page	5452/2193

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 1, 2019
Property Address	611 E 4TH AVE, GASTONIA, NC 28054-4426
Document Number	0050781593
Book / Page	5078 / 1593
Instrument Date	Nov 1, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4057 CATAWBA CREEK DR, 4057, GASTONIA, NC 28056-8346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 4TH AVE, GASTONIA, NC 28054-4426

Mortgage

Document Number	50781596
Date	Nov 1, 2019
Instrument	5078/1596

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 1, 2019
Property Address	611 E 4TH AVE, GASTONIA, NC 28054-4426
Document Number	0050390885
Book / Page	005039 / 000885
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$79.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 CATAWBA CREEK DR GASTONIA NC 280568346, GASTONIA, NC 28056-8346

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,906.00	$178,350 (-) Land $17,500 Building $160,850
2025	$1,906.00 (-1.6%)	$178,350 (-0.59%) Land $17,500 Building $160,850
2023	$1,937.00	$179,400 Land $17,500 Building $161,900
2021			$73,300 Land $8,000 Building $65,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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