611 Cordes St, O Fallon, MO 63366 Property Records

St. Charles County property record for 611 Cordes St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,976 sqft · built 1966
Lot Size	0.465 acres (20,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Mar 2019)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245070A000`

Property Details

APN / Parcel Number

Primary APN	`245070A000`
Alternative APN	`2-057A-4155-00-0053.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	1,108 sqft
Basement Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,250 sqft (0.465 acres)
Lot Dimensions	150 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	217 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	245070A000
Street Address	611 CORDES ST
City	O FALLON
State	MO
Zip	63366-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WESTWOOD AC #2 EXCEPT W 15LOT 53 & W 55LOT 52
Legal Subdivision	WESTWOOD AC #2
Legal Lot Number	53
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	611 CORDES ST, O FALLON, MO 63366-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Sep 4, 2018	Warranty Deed, Transfer KINCAID EQUITY INVESTMENTS LLC
Apr 6, 2018	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Sep 4, 2018
Deed Document Number	2019140760
Deed Book / Page	7052 / 1971
Prior Transfer Date	Jan 12, 2018
Prior Transfer Doc	0069011854
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 29, 2019
Property Address	611 CORDES ST, O FALLON, MO 63366-2462
Document Number	0070521971
Book / Page	7052 / 1971
Map Reference	MB 6 PG 42
Instrument Date	Mar 22, 2019
Instrument	20190329000140760
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1311 KENDON DR, 1311, SAINT LOUIS, MO 63131-4113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 CORDES ST, O FALLON, MO 63366-2462

Mortgage

Document Number	20190329000140770
Date	Mar 29, 2019
Instrument	20190329000140770

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 4, 2018
Property Address	611 CORDES ST, O FALLON, MO 63366-2462
Document Number	0069711227
Book / Page	006971 / 001227
Instrument Date	Aug 31, 2018
Instrument	503200
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1311 KENDON DR ST LOUIS MO 631314113, ST LOUIS, MO 63131-4113

Mortgage

Document Number	69750659
Date	Sep 4, 2018
Book Page	006975/000659
Instrument	520320

Lender

Name	KINCAID EQUITY INVESTMENTS LLC
Address	68 LIGHTHOUSE RD, LAKE OZARK, MO 65049-7166

Agreement

Amount	Amount Recorded

April 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2018
Property Address	611 CORDES ST, O FALLON, MO 63366-2462
Document Number	0069011854
Book / Page	006901 / 001854
Instrument Date	Jan 12, 2018
Instrument	183810
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 CORDES ST O FALLON MO 633662462, O FALLON, MO 63366-2462

Mortgage

Document Number	69011856
Date	Apr 6, 2018
Book Page	006901/001856
Instrument	183820

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.1%

Mortgage

Document Number	69011872,
Date	Apr 6, 2018
Book Page	006901/001872
Instrument	183830

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (-4.14%)	$48,167 (-1.37%)	$253,513 (-1.37%) Land $55,000 Building $198,513
2024	$3,238.00
2023		$48,837
2022			$257,038 Land $55,000 Building $202,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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