611 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 611 Brook St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 1878
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 1995)
Tax Bill	$5,149 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-430-009`

Property Details

APN / Parcel Number

Primary APN	`06-11-430-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	3,417 sqft
Basement Area	1,139 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	611 BROOK ST
City	ELGIN
State	IL
Zip	60120-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB SOUTH 4 RODS NORTH 16 RODS WEST 8 RODS LOT 189
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	189
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	611 BROOK ST, ELGIN, IL 60120-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Deed Document Number	199535517
Deed Book / Page	1104 / 261
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	611 BROOK ST, ELGIN, IL 60120-3605
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002708
Date	Jan 26, 2023
Instrument	2023K002708

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,149.00 (-15.33%) Homeowner's exemption Senior Citizen's exemption	$100,340 (+8.57%) Land $18,974 Building $81,366	$301,140 (+8.57%) Land $56,945 Building $244,196
2024		$92,419 (+21.39%) Land $17,476 Building $74,943	$277,368 (+21.44%) Land $52,449 Building $224,919
2022	$6,081.00 (+4.59%) Homeowner's exemption	$76,131 (+6.96%) Land $14,396 Building $61,735	$228,393 (+6.96%) Land $43,188 Building $185,205
2021	$5,814.00 Homeowner's exemption	$71,177 Land $13,459 Building $57,718	$213,531 Land $40,377 Building $173,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA, Verizon.

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