611 5th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 611 5th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 696 sqft · built 1895
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Jan 2022)
Tax Bill	$1,636 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
APN	`23-7661-30140`

Property Details

APN / Parcel Number

Primary APN	`23-7661-30140`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	696 sqft Gross Area
1st Floor Area	696 sqft
Flooring	Vinyl/Resilient
Interior Walls	Vinyl Panel/Coating
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Wood
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Mixed
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	611 5TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 OF LOT 14 BLOCK 30
Legal Subdivision	MINNESOTA IRON COMPANYS 1ST A
Legal Block	30
Legal Lot Number	14
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2015
Census Tract	370400

Owner

611 5th Ave is owned and occupied by an individual who bought it in January 2022.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	611 5TH AVE, TWO HARBORS, MN 55616-1425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Dec 18, 2017 · Amount on File
Deed Document Number	2022199317
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 7, 2022
Property Address	611 5TH AVE, TWO HARBORS, MN 55616-1425
Document Number	A000199317
Instrument Date	Dec 30, 2021
Instrument	A000199317
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 5TH AVE, TWO HARBORS, MN 55616-1425

Mortgage

Document Number	A000199318
Date	Jan 7, 2022
Instrument	A000199318

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Dec 18, 2017
Property Address	611 5TH AVE, TWO HARBORS, MN 55616-1425
Document Number	A000189035
Instrument Date	Nov 22, 2017
Instrument	A000189035
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000189036
Date	Dec 18, 2017
Instrument	A000189036

Lender

Name	CU MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 611 5th Ave was $1,636.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,636.00	$163,400 Land $12,100 Building $151,300	$163,400 Land $12,100 Building $151,300
2023		$141,200 Land $8,500 Building $132,700	$141,200 Land $8,500 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 611 5th Ave; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 611 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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