611 2nd St, Plainwell, MI 49080 Property Records

Allegan County property record for 611 2nd St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2025)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Oct 2017 Reverse Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-014-024-00`

Property Details

APN / Parcel Number

Primary APN	`08-014-024-00`
Alternative APN	`03-08-014-024-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	611 2ND ST
City	PLAINWELL
State	MI
Zip	49080-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM 256 FT N OF SW COR E 1/2 SE 1/4 SEC 14 FOR POB TH E 290.4 FT TH N 150 FT TH W 290.4 FT TH S 150 FT TO POB SEC 14 T1N R11W. TAX MAP: 1 AC (71).
Legal Range	11W
Legal Township	01N
Legal Section	14
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1038
Census Tract	32000

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 S FARMER ST, OTSEGO, MI 49078-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jun 23, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	202515655
Deed Book / Page	5072 / 970
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	2999000470
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	611 2ND ST, PLAINWELL, MI 49080-9301
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004182/540
Date	Oct 3, 2017
Book Page	4182/540
Instrument	4182-540

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Lending Institution
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	957 Months
Due	Jul 8, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 30, 2025
Property Address	611 2ND ST, PLAINWELL, MI 49080-9301
Document Number	005072/970
Book / Page	5072 / 970
Instrument Date	Sep 26, 2025
Instrument	2025015655
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 2ND ST, PLAINWELL, MI 49080-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 S FARMER ST, OTSEGO, MI 49078-1315

Mortgage

Document Number	0005072973
Date	Sep 30, 2025
Instrument	5072/973

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 23, 2020
Property Address	611 2ND ST, PLAINWELL, MI 49080-9301
Document Number	004475/839
Book / Page	4475 / 839
Instrument Date	Jun 11, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BELL TITLE/HASTINGS, BELL TITLE OF HASINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 2ND ST, PLAINWELL, MI 49080-9301

Mortgage

Document Number	0004475840
Date	Jun 23, 2020
Instrument	4475/840

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 30, 2019
Property Address	611 2ND ST, PLAINWELL, MI 49080-9301
Document Number	4397/339
Book / Page	4397 / 339
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 2ND ST, PLAINWELL, MI 49080-9301

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,700 (+41.25%) Land $22,300 Building $79,400	$203,400 (+41.25%) Land $44,600 Building $158,800
2025	$2,156.00 (+2.67%) Homeowner's exemption	$72,000 (+7.14%) Land $19,000 Building $53,000	$144,000 (+7.14%) Land $38,000 Building $106,000
2024	$2,100.00 (+9.66%)
2023		$67,200 Land $13,000 Building $54,200	$134,400 Land $26,000 Building $108,400
2022	$1,915.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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