611 1st St, Watson, MN 56295 Property Records

Chippewa County property record for 611 1st St, Watson, MN 56295

Property Summary

Property Type	Single Family Home
Details	built 1920
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Dec 2018)
Tax Bill	$1,140 (2026)
Deeds & Mortgages	Jun 2026 Construction Loan Dec 2018 Sale
APN	`15-022-3302`

Property Details

APN / Parcel Number

Primary APN	`15-022-3302`
Alternative APN	`23433`

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Account Number	23433
Street Address	611 1ST ST
City	WATSON
State	MN
Zip	56295-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR IN SW 1-4 SW 1-4 BEG IN NW COR TH S 225 FT E 190 FT N 225 FT W 190 FT TO BEG
Legal Range	41
Legal Township	118
Legal Section	22
Jurisdiction	CHIPPEWA MN
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2206
Census Tract	950500

Owner

Source: Chippewa County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 242ND ST, MARIETTA, MN 56257-2049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Construction Mortgage PRAIRIE SUN BANK
Dec 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2018495
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Recording Date	Jun 4, 2026
Property Address	611 1ST ST, WATSON, MN 56295-1137
Document Number	0000000533
Instrument Date	May 27, 2026
Instrument	2026533
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 242ND ST, MARIETTA, MN 56257-2049
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000533,
Date	Jun 4, 2026
Instrument	2026533

Lender

Name	PRAIRIE SUN BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 27, 2031

Interest

Rate	7%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Dec 28, 2018
Property Address	611 1ST ST, WATSON, MN 56295-1137
Document Number	T000000495
Instrument Date	Jun 19, 2018
Instrument	T000000495
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 1ST ST, WATSON, MN 56295-1137
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Watson City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,140.00 (+17.53%)	$122,000 (-0.65%) Land $16,700 Building $105,300	$122,000 (-0.65%) Land $16,700 Building $105,300
2025		$122,800 (-0.16%) Land $16,700 Building $106,100	$122,800 (-0.16%) Land $16,700 Building $106,100
2023		$123,000 Land $16,700 Building $106,300	$123,000 Land $16,700 Building $106,300
2022	$970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watson serves 175 people · EPA ID MN1120006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

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