61097 Sydney Harbor Dr, Bend, OR 97702 Property Records

Deschutes County property record for 61097 Sydney Harbor Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215 BC 12500`

Property Details

APN / Parcel Number

Primary APN	`181215 BC 12500`
Alternative APN	`274395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	1,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Mixed
Garage Area	485 sqft

Location & Zoning

Account Number	274395
Street Address	61097 SYDNEY HARBOR DR
City	BEND
State	OR
Zip	97702-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:239 SUBD:BRIDGES AT SHADOW GLEN PHASE 2B SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BC
Legal Range	12
Legal Township	18
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASE 2B
Legal Lot Number	239
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3028
Census Tract	1904

Owner

61097 Sydney Harbor Dr is owned by an individual who acquired it in December 2018.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1063 DOWNSWICK DR, SAN JOSE, CA 95136-1440
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Dec 19, 2018	Warranty Deed, Subdivision Related Transfer · ARM SAN FRANCISCO FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018
Deed Sale	Dec 19, 2018
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	2018-49836
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61097 SYDNEY HARBOR DR, BEND, OR 97702-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067657
Date	Dec 14, 2020
Instrument	2020-67657

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 19, 2018
Property Address	61097 SYDNEY HARBOR DR, BEND, OR 97702-3723
Document Number	0000049836
Map Reference	CAB I PG224
Instrument Date	Nov 27, 2018
Instrument	2018-49836
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1063 DOWNSWICK DR, SAN JOSE, CA 95136-1440

Mortgage

Document Number	0000049837
Date	Dec 19, 2018
Instrument	2018-49837

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 61097 Sydney Harbor Dr was $4,550, up 2.4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (+2.39%)	$269,320 (+3%)	$691,090 (+4.56%) Land $211,400 Building $479,690
2024	$4,444.00 (+7.76%)	$261,480 (+3%)	$660,960 (+0.03%) Land $211,400 Building $449,560
2023	$4,124.00	$253,870	$660,780 Land $211,400 Building $449,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61097 Sydney Harbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 61097 Sydney Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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