61090 SE Echo Lake Ct, Bend, OR 97702 Property Records

Deschutes County property record for 61090 SE Echo Lake Ct, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Oct 2022)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181216-AC-03114`

Property Details

APN / Parcel Number

Primary APN	`181216-AC-03114`
Alternative APN	`271835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,760 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,970 sqft (0.16 acres)
Garage Area	487 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	271835
Street Address	61090 SE ECHO LAKE CT
City	BEND
State	OR
Zip	97702-9387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HIDDEN HILLS PHASE 2 LOT 59
Legal Range	12
Legal Township	18
Legal Section	16
Legal Subdivision	HIDDEN HILLS PHASE 2
Legal Lot Number	59
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3005
Census Tract	2002

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61090 SE ECHO LAKE CT, BEND, OR 97702-9387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jun 29, 2018	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Nov 23, 2016
Deed Document Number	202237669
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61090 SE ECHO LAKE CT, BEND, OR 97702-9387
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018420
Date	Apr 24, 2020
Instrument	2020-18420

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61090 SE ECHO LAKE CT, BEND, OR 97702-9387
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023009
Date	Jun 5, 2018
Instrument	2018-23009

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 14, 2022
Property Address	61090 SE ECHO LAKE CT, BEND, OR 97702-9387
Document Number	0000037669
Map Reference	CAB J PG 56
Instrument Date	Oct 13, 2022
Instrument	2022-37669
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61090 SE ECHO LAKE CT, BEND, OR 97702-9387

Mortgage

Document Number	0000037670
Date	Oct 14, 2022
Instrument	2022-37670

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 29, 2018
Property Address	61090 SE ECHO LAKE CT, BEND, OR 97702-9387
Document Number	0000026808
Instrument Date	Jun 26, 2018
Instrument	26808
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 SW CENTURY DR #100-175 BEND OR 977023557, 100-17, BEND, OR 97702-3557

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,710.00 (+3.95%)	$278,760 (+3%)	$668,870 (-) Land $158,500 Building $510,370
2024	$4,531.00 (+7.88%)	$270,650 (+3%)	$668,870 (-0.73%) Land $158,500 Building $510,370
2023	$4,200.00	$262,770	$673,790 Land $145,500 Building $528,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Webformix.

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