6109 Springwater Pl, Apt 2103, Frederick, MD 21701 Property Records

Frederick County property record for 6109 Springwater Pl, Apt 2103, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1997
Lot Size	0.028 acres (1,243 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Mar 2022)
Tax Bill	$2,434 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-300295`

Property Details

APN / Parcel Number

Primary APN	`09-300295`
Alternative APNs	`9300295` `300295`

Exterior

Year Built	Built 1997
Architectural Style	Condo/Apartment
Lot Area	1,243 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	300295
Old Parcel Number	9300295
Street Address	6109 SPRINGWATER PL APT 2103, 2103
City	FREDERICK
State	MD
Zip	21701-7641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 2103 BLDG 2 PHASE H 1,243 SQ. FT. SPRING RIDGE CONDO
Legal Subdivision	SPRING RIDGE CONDO
Legal Phase	1,H
Legal Lot Number	2103
Legal Unit	2103
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3004
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6109 SPRINGWATER PL APT 2103, 2103, FREDERICK, MD 21701-7641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Jun 18, 1997 · Amount on Record
Deed Document Number	0015775378
Deed Book / Page	15775 / 378
Record Updated	Jun 7, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 8, 2022
Property Address	6109 SPRINGWATER PL APT 2103, 2103, FREDERICK, MD 21701-7641
Document Number	0157750378
Book / Page	15775 / 378
Map Reference	MB 59 PL 115-117
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6109 SPRINGWATER PL APT 2103, 2103, FREDERICK, MD 21701-7641

Mortgage

Document Number	0015775384
Date	Mar 8, 2022
Instrument	15775/384

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,434.00	$203,500	$215,000 Land $60,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250