6109 Spring Mill Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 6109 Spring Mill Rd, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,661 sqft · built 1930
Lot Size	2.26 acres (98,619 sqft)
Owner	2 Owner Names on File
Tax Bill	$15,754 (2023)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-02-110-012.000-809`

Property Details

APN / Parcel Number

Primary APN	`49-06-02-110-012.000-809`
Alternative APN	`8049148`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,661 sqft Living Area
Gross Area	5,773 sqft
1st Floor Area	2,029 sqft
2nd Floor Area	1,632 sqft
Basement Area	2,112 sqft
Finished Basement	2,112 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Roof Material	Slate
Lot Area	98,619 sqft (2.26 acres)
Garage Type	Mixed
Garage Area	2,182 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	147 sqft
Patio Area	669 sqft
Stable	1,041 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8049148
Old Parcel Number	8049148
Street Address	6109 SPRING MILL RD
City	INDIANAPOLIS
State	IN
Zip	46228-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG CENTER LINE OF SPRING MILL RD S LINE N1/2 NE1/4SEC 2 TWP 16N R3E E 500FT NE 209.60FT W 475.14FT SW215.7FT TO BEG 2.26 ACR
Legal Range	03
Legal Township	16
Legal Section	02
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	321100

Owner

The current owner of 6109 Spring Mill Rd acquired it in September 2013.

Source: Marion County records, as of May 10, 2024

Owner of Record	2 Owner Names on File
Mailing Address	6109 SPRING MILL RD, INDIANAPOLIS, IN 46228-1442
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage · ARM MERCHANTS BANK
Jun 3, 2020	Deed of Trust, Mortgage · ARM MERCHANTS BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2013
Deed Sale	Sep 18, 2013
Deed Document Number	0000114724
Last Transfer Date	Sep 20, 2013
Transfer Doc	0000114724
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6109 SPRING MILL RD, INDIANAPOLIS, IN 46228-1442
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022557
Date	Mar 7, 2018
Instrument	A201800022557

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6109 SPRING MILL RD, INDIANAPOLIS, IN 46228-1442
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055762
Date	Jun 3, 2020
Instrument	A202000055762

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.13%
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6109 SPRING MILL RD, INDIANAPOLIS, IN 46228-1442
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079128
Date	Jul 27, 2020
Instrument	A202000079128

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 20, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Municipality	North Crows Nest Town
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$15,754.00 (+0.48%) Homeowner's exemption	$1,038,400 (+2.6%) Land $137,700 Building $900,700	$1,038,400 (+2.6%) Land $137,700 Building $900,700
2022	$15,679.00 (-9.62%) Homeowner's exemption	$1,012,100 Land $102,800 Building $909,300	$1,012,100 Land $102,800 Building $909,300
2021	$17,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6109 Spring Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6109 Spring Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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