6109 River Rd, Wade, NC 28395 Property Records

Cumberland County property record for 6109 River Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,419 sqft · built 1978
Lot Size	5.39 acres (234,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Feb 2024)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0561-39-6608`

Property Details

APN / Parcel Number

Primary APN	`0561-39-6608`
Alternative APN	`0561.01396608`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,419 sqft Heated Area
Gross Area	3,139 sqft
1st Floor Area	1,692 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	234,788 sqft (5.39 acres)
Lot Width	216 ft Width
Porch	Slab
Porch Area	56 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6109 RIVER RD
City	WADE
State	NC
Zip	28395-8661
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	5.39 ACRES O T ROBINSON LD
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	39
Legal Lot Number	6608
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2003
Census Tract	2600

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6109 RIVER RD, WADE, NC 28395-8661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Mar 6, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	20244771
Deed Book / Page	11912 / 10
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 20, 2024
Property Address	6109 RIVER RD, WADE, NC 28395-8661
Document Number	0119120010
Book / Page	11912 / 10
Instrument Date	Feb 16, 2024
Instrument	4771
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6109 RIVER RD, WADE, NC 28395-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6109 RIVER RD, WADE, NC 28395-8661

Mortgage

Document Number	0000004772
Date	Feb 20, 2024
Instrument	4772

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0119120014
Date	Feb 20, 2024
Book Page	11912/14
Instrument	4772

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	601 OFFICE CENTER DR STE 100, FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 6, 2017
Property Address	6109 RIVER RD, WADE, NC 28395-8661
Document Number	0100490016
Book / Page	10049 / 16
Instrument Date	Feb 9, 2017
Instrument	07095
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 392, WADE, NC 28395-0392

Mortgage

Document Number	7096
Date	Mar 6, 2017
Instrument	07096

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00
2025	$2,792.00 (+38.29%)	$255,863 (+52.44%) Land $30,857 Building $225,006	$255,863 (+52.44%) Land $30,857 Building $225,006
2024	$2,019.00 (+1.87%)	$167,840 (-) Land $17,857 Building $149,983	$167,840 (-) Land $17,857 Building $149,983
2023	$1,982.00 (+1.9%)	$167,840 Land $17,857 Building $149,983	$167,840 Land $17,857 Building $149,983
2022	$1,945.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	25 (1984–2020)
Claims Outside the SFHA	19 of 25
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 12 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures