6109 Oceanside Ave, Sebring, FL 33876 Property Records

Highlands County property record for 6109 Oceanside Ave, Sebring, FL 33876

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,758 sqft · built 1990
Lot Size0.271 acres (11,829 sqft)
OwnerIndividual Name on File
Last Sale$179,000 (Mar 2022)
Tax Bill$3,282 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC225906012300011

Property Details

APN / Parcel Number

Primary APNC225906012300011
Alternative APN
  • C-22-35-29-060-1230-0011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,758 sqft Living Area
1st Floor Area1,430 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,829 sqft (0.271 acres)
Lot Dimensions110 ft deep x 100 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area66 sqft
Patio Area180 sqft
Shed1 Shed
Shed Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC225906012300011
Street Address6109 OCEANSIDE AVE
CitySEBRING
StateFL
Zip33876-6387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTHSIDE SUB PB 3-PGS 32 + 33 E 50 FT OF LOTS 1 + 2 + W 50 FT OF LOTS 11 + 12 BLK 123
Legal Range29E
Legal Township35S
Legal Section22
Legal SubdivisionNORTHSIDE SUB
Legal Block123
Legal Lot Number1-2 2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1000
Census Tract961202

Owner

6109 Oceanside Ave is owned and occupied by an individual who bought it in March 2022.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6109 OCEANSIDE AVE, SEBRING, FL 33876-6387
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Mar 22, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TD BANK NA
Mar 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2022 · Amount on File
Deed SaleMar 22, 2022 · Amount on File
Prior SaleMar 5, 2020 · Amount on File
Deed Document Number2083866
Deed Book / Page2892 / 707
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address6109 OCEANSIDE AVE, SEBRING, FL 33876-6387
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6109 OCEANSIDE AVE, SEBRING, FL 33876-6387

Mortgage

Document Number0002142824
DateMar 24, 2023
Book Page2964/1296
Instrument2142824
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 22, 2022
Property Address6109 OCEANSIDE AVE, SEBRING, FL 33876-6387
Document Number0002083866
Book / Page2892 / 707
Map ReferenceMB 3 PG 32
Instrument DateMar 16, 2022
Instrument2083866
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,253.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6719 3RD STREET CT W, 6719, BRADENTON, FL 34207-6012

Transferred To (Grantee/Buyer)

NameVerified Name
Address6109 OCEANSIDE AVE, SEBRING, FL 33876-6387

Mortgage

Document Number0002892709
DateMar 22, 2022
Instrument2892/709
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 5, 2020
Property Address6109 OCEANSIDE AVE, SEBRING, FL 33876-6387
Document Number0001978202
Book / Page002742 / 000771
Instrument DateMar 4, 2020
Instrument1978202
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$448.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6719 3RD STREET CT W BRADENTON FL 342076012, BRADENTON, FL 34207-6012

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$247,192 Land $11,400 Building $235,792$247,192 Land $11,400 Building $235,792
2024$3,282.00 (+10.02%)
2023$2,983.00 (+10.65%)$197,099 (+3.87%) Land $7,600 Building $189,499$197,099 (+3.87%) Land $7,600 Building $189,499
2022$2,696.00$189,754 Land $6,460 Building $183,294$189,754 Land $6,460 Building $183,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6109 Oceanside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6109 Oceanside Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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