6109 Locust Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 6109 Locust Rd, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,190 sqft · built 1940
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,052 (2025)
Flood Zone	Zone X (minimal risk)
APN	`059-40-00-102.00`

Property Details

APN / Parcel Number

Primary APN	`059-40-00-102.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,190 sqft Finished Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	166 ft deep x 20 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6109 LOCUST RD
City	COVINGTON
State	KY
Zip	41015-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATONIA LAKES LOTS 279 THRU 285 & LOTS 265 THRU 268
Legal Subdivision	LATONIA LAKES
Legal Phase	85
Legal Lot Number	265-68
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1018
Census Tract	65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6109 LOCUST RD, COVINGTON, KY 41015-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,500 (-) Land $15,000 Building $61,500	$76,500 (-) Land $15,000 Building $61,500
2025	$1,052.00 (+95.9%)	$76,500 (+121.74%) Land $15,000 Building $61,500	$76,500 (+121.74%) Land $15,000 Building $61,500
2023	$537.00	$34,500 Land $5,000 Building $29,500	$34,500 Land $5,000 Building $29,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20