6109 la Flecha, Rancho Santa Fe, CA 92067 Property Records

San Diego County property record for 6109 la Flecha, Rancho Santa Fe, CA 92067

Property Summary

Property TypeCondominium
Details4 bd · 4.5 ba · 3,062 sqft · built 1975
Lot Size0.296 acres (12,898 sqft)
Owner2 Individual Names on Record
Last Sale$3,250,000 (Dec 2024)
Tax Bill$36,213 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN266-291-04-01

Property Details

APN / Parcel Number

Primary APN266-291-04-01

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,062 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Roof MaterialTile
Lot Area12,898 sqft (0.296 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6109 LA FLECHA
CityRANCHO SANTA FE
StateCA
Zip92067
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionPAR 1 US 1 PER DOC80-071038&UND INT IN TR PM07973
Legal SubdivisionTHE RANCHO SANTA FE GARDENS CONDOMINIUM
Legal Tract7973
Legal Block4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4010
Census Tract17106

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 503830, SAN DIEGO, CA 92150-3830
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2024Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2024 · Amount on Record
Deed SaleDec 12, 2024 · Amount on Record
Prior SaleDec 16, 2009
Deed Document Number2024343320
Prior Transfer DateJun 21, 2006
Prior Transfer Doc0000498490
Record UpdatedOct 29, 2026

December 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 12, 2024
Property Address6109 LA FLECHA, RANCHO SANTA FE, CA 92067
Document Number0000343320
Map ReferenceDOC 80-71038
Instrument DateOct 16, 2024
Instrument2024-0343320
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 503830, SAN DIEGO, CA 92150-3830

Mortgage

Document Number0000343321
DateDec 12, 2024
Instrument2024-0343321
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6109 LA FLECHA, RANCHO SANTA FE, CA 92067
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000483584
DateOct 24, 2019
Instrument2019-0483584
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictRancho Santa Fe Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,315,000 (+2%) Land $2,550,000 Building $765,000
2025$36,213.00 (+138.84%)$3,250,000 (+146%) Land $2,500,000 Building $750,000
2023$15,162.00 (+1.4%)$1,321,133 Land $694,787 Building $626,346
2022$14,952.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Race Communications
Fiber
1,000 / 1,000
Orion Broadband
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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