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6109 Higgins Ln, Englewood, FL 34224 Property Records

Charlotte County property record for 6109 Higgins Ln, Englewood, FL 34224

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,298 sqft · built 2005
Lot Size1.21 acres (53,089 sqft)
Owner2 Individual Names on Record
Last Sale$7,000 (Jun 2003)
Tax Bill$3,312 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN412003104021

Property Details

APN / Parcel Number

Primary APN412003104021
Alternative APNs
  • 00645070016006
  • 10004634899

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,298 sqft Living Area
Gross Area3,038 sqft
1st Floor Area2,298 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area53,089 sqft (1.21 acres)
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area1,546 sqft
Parking Spaces2 Parking Spaces
Pool Area448 sqft
PorchEnclosed/Screened Porch
Porch Area278 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00645070016006
Street Address6109 HIGGINS LN
CityENGLEWOOD
StateFL
Zip34224-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPORT CHARLOTTE SEC69 BLK3409 LT 10 UNREC WD 1359/196 2265/2033 2511/692 2633/1510 3323/870 PCH 069 3409 0011 PORT CHARLOTTE SEC69 BLK3409 LT 11 539/243 694/530 2266/212 2545/137 2633/1511 3323/870 PCH 069 3409 0016 PORT CHARLOTTE SEC69 BLK3409
Legal Range20E
Legal Township41S
Legal Section03
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block3409
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1010
Census Tract30202

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6109 HIGGINS LN, ENGLEWOOD, FL 34224-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2003 · Amount on Record
Deed SaleJun 23, 2003 · Amount on Record
Deed Book / Page2252 / 385
Last Transfer DateSep 12, 2008
Transfer Doc0033230870
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address6109 HIGGINS LN, ENGLEWOOD, FL 34224-2607
Transaction TypeMortgage
Record UpdatedFeb 7, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address6109 HIGGINGS LN, ENGLEWOOD, FL 34224-2607

Mortgage

Document Number0047370331
DateMar 31, 2021
Book Page4737/331
Instrument2923877
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,312.00 (-31.57%) Homeowner's exemption$256,868 (+5.99%)$535,587 (+4.32%) Land $102,013 Building $433,574
2024$4,840.00 (+0.37%)
2023$4,822.00 (+3.92%) Homeowner's exemption$242,358 (+3%)$513,397 (+9.09%) Land $120,000 Building $393,397
2022$4,640.00 Homeowner's exemption$235,299$470,632 Land $85,000 Building $385,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims47 (2022–2024)
Claims Outside the SFHA23 of 47
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 24 claims
  • Hurricane Ian, Oct 2022 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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