6109 Eubanks St, Waxhaw, NC 28173 Property Records

Union County property record for 6109 Eubanks St, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,944 sqft · built 2013
Lot Size	1.21 acres (52,882 sqft)
Owner	Individual Name on Record
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-039-007G`

Property Details

APN / Parcel Number

Primary APN	`06-039-007G`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Modular
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	52,882 sqft (1.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6109 EUBANKS ST
City	WAXHAW
State	NC
Zip	28173-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20 MINE
Legal Description	BAILEY OPCL786 OFF POTTERS RD
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1014
Census Tract	21004

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 506, MINERAL SPRINGS, NC 28108-0506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 24, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6109 EUBANKS ST, WAXHAW, NC 28173-2619
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6109 EUBANKS ST, WAXHAW, NC 28173-2619

Mortgage

Document Number	0000092012
Date	Sep 17, 2025
Book Page	9201/2
Instrument	24039

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	6109 EUBANKS ST, WAXHAW, NC 28173-2619
Document Number	7639740
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6109 EUBANKS RD MINERAL SPRINGS NC 28108, MINERAL SPRINGS, NC 28108

Mortgage

Document Number	7639740
Date	Apr 17, 2020
Book Page	007639/000740
Instrument	12880

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Mineral Springs Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,700 (-) Land $91,400 Building $343,300	$434,700 (-) Land $91,400 Building $343,300
2025	$2,169.00 (+10.66%)	$434,700 (+45.29%) Land $91,400 Building $343,300	$434,700 (+45.29%) Land $91,400 Building $343,300
2023	$1,960.00	$299,200 Land $44,500 Building $254,700	$299,200 Land $44,500 Building $254,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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