6109 Applegate Ln, Louisville, KY 40219 Property Records

Louisville/Jefferson County Metro Government property record for 6109 Applegate Ln, Louisville, KY 40219

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,240 sqft · built 1960
Lot Size0.277 acres (12,101 sqft)
Owner2 Individual Names on File
Last Sale$98,000 (Mar 1998)
Tax Bill$2,024 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN23088600190000

Property Details

APN / Parcel Number

Primary APN23088600190000
Alternative APNs
  • 088600190000
  • 00234795

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,240 sqft Finished Area
Basement Area1,240 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,101 sqft (0.277 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00234795
Street Address6109 APPLEGATE LN
CityLOUISVILLE
StateKY
Zip40219-4650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal Description83AV X 149AV N S APPLEGATE LANE
Legal Lot Number19
JurisdictionJEFFERSON KY
Township / Civil DivisionCENTRAL JEFFERSON
Census Block Group3
Census Block3015
Census Tract11513

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6109 APPLEGATE LN, LOUISVILLE, KY 40219-4650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Aug 31, 2022Deed of Trust, Mortgage · Line of Credit
L&N FCU
Aug 7, 2017Deed of Trust, Mortgage · Line of Credit
L&N FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 1998 · Amount on File
Deed SaleMar 19, 1998 · Amount on File
Deed Document Number0007014356
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Recording DateJul 20, 2026
Property Address6109 APPLEGATE LN, LOUISVILLE, KY 40219-4650
Document Number0000087817
Book / Page19894 / 369
Instrument DateJul 10, 2026
Instrument202687817
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyGRACE TITLE GROUP INC, GRACE TITLE GROUP

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087817,
DateJul 20, 2026
Book Page19894/369
Instrument202687817
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address6109 APPLEGATE LN, LOUISVILLE, KY 40219-4650
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyGRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201567
DateAug 31, 2022
Book PageM 18232/282
Instrument2022201567
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address6109 APPLEGATE LN, LOUISVILLE, KY 40219-4650
Document Number0151820300
Book / Page015182 / 000300
Instrument DateAug 7, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyGRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6109 APPLEGATE LN LOUISVILLE KY 402194650, LOUISVILLE, KY 40219-4650

Mortgage

Document Number0151820300
DateAug 15, 2017
Book Page015182/000300
Instrument180289
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 14, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,024.00 (+64.42%) Homeowner's exemption$229,730 (+52.27%) Land $41,000 Building $188,730
2024$229,730 (+52.27%) Land $41,000 Building $188,730
2023$1,231.00 (-5.6%) Homeowner's exemption$150,870 (-) Land $35,000 Building $115,870$150,870 (-) Land $35,000 Building $115,870
2022$1,304.00 Homeowner's exemption$150,870 Land $35,000 Building $115,870$150,870 Land $35,000 Building $115,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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