6109 38th St E, Bradenton, FL 34203 Property Records

Manatee County property record for 6109 38th St E, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2003
Lot Size	0.152 acres (6,619 sqft)
Owner	2 Individual Names on File
Last Sale	$82,100 (Apr 2005)
Tax Bill	$1,897 (2024)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`18696-0595-9`

Property Details

APN / Parcel Number

Primary APN	`18696-0595-9`
Alternative APN	`3518201869605959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,441 sqft
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,619 sqft (0.152 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6109 38TH ST E
City	BRADENTON
State	FL
Zip	34203-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 118 REGAL OAKS PI#18696.0595/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	REGAL OAKS
Legal Tract	01869600
Legal Lot Number	118
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4009
Census Tract	805

Owner

Source: Manatee County records · APN 18696-0595-9

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6109 38TH ST E, BRADENTON, FL 34203-5423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2005 · Amount on Record
Deed Sale	Apr 27, 2005 · Amount on Record
Prior Sale	Apr 29, 2003 · Amount on Record
Deed Document Number	20052121552
Deed Book / Page	2014 / 4224
Last Transfer Date	Jul 11, 2005
Transfer Doc	0020464007
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6109 38TH ST E, BRADENTON, FL 34203-5423
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028143521
Date	Nov 25, 2019
Book Page	2814/3521
Instrument	201941118413

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2029

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,794 (+5.99%)	$330,514 (-9.31%) Land $56,100 Building $274,414
2024	$1,897.00 (+2.65%)
2023	$1,848.00 (+3.76%) Homeowner's exemption	$144,163 (+3%)	$364,430 (+15.49%) Land $56,100 Building $308,330
2022	$1,781.00 Homeowner's exemption	$139,964	$315,553 Land $50,000 Building $265,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	45 (2017–2024)
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 35 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.