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6108 Waterfield Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6108 Waterfield Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,240 sqft · built 2003
Lot Size0.651 acres (28,358 sqft)
OwnerCompany Name on File
Tax Bill$5,101 (2025)
Deeds & MortgagesMay 2018 Loan Modification
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN112733

Property Details

APN / Parcel Number

Primary APN112733
Alternative APN
  • 022631378500010350

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Heated Area
Gross Area2,884 sqft
1st Floor Area1,120 sqft
Upper Floors Area1,120 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,358 sqft (0.651 acres)
Garage TypeFinished
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number112733
Street Address6108 WATERFIELD WAY
CitySAINT CLOUD
StateFL
Zip34771-8845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LIZZIE RESERVE PB 14 PGS 55-56 LOT 35
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionLAKE LIZZIE RESERVE
Legal Tract3785
Legal Block1
Legal Lot Number35
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2013
Census Tract43700

Owner

Source: Osceola County records · APN 112733

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 17, 2018Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK
May 09, 2018Quit Claim Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2015
Deed SaleApr 15, 2015
Prior SaleOct 18, 2013 · Amount on Record
Deed Document Number0047640061
Deed Book / Page004764 / 000061
Last Transfer DateMay 09, 2018
Transfer Doc0053310464
Record UpdatedJun 08, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 17, 2018
Property Address6108 WATERFIELD WAY, SAINT CLOUD, FL 34771-8845
Document Number0053352007
Book / Page005335 / 002007
Instrument DateMay 08, 2018
Instrument78186
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004

Mortgage

Document Number53352007
DateMay 17, 2018
Book Page005335/002007
Instrument78186
Lender
NameJP MORGAN CHASE BK
TypeBank
Address383 MADISON AVE, NEW YORK, NY 10179-0001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 09, 2018
Property Address6108 WATERFIELD WAY, SAINT CLOUD, FL 34771-8845
Document Number0053310464
Book / Page005331 / 000464
Instrument DateMay 08, 2018
Instrument74065
Transaction TypeTransfer
Record UpdatedJun 08, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,101.00 (+11.57%)$339,300 (+1.86%) Land $70,000 Building $269,300$339,300 (+1.86%) Land $70,000 Building $269,300
2023$4,572.00 (+21.76%)$333,100 (+46.42%) Land $70,000 Building $263,100$333,100 (+46.42%) Land $70,000 Building $263,100
2022$3,755.00$227,500 Land $55,000 Building $172,500$227,500 Land $55,000 Building $172,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims5 (1994–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Xfinity, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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