Howard County property record for 6108 Every Sail Path, Clarksville, MD 21029
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,761 sqft · built 1999 |
| Lot Size | 0.433 acres (18,882 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,000,000 (Jun 2022) |
| Tax Bill | $12,266 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-120738 |
| Primary APN | 15-120738 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,761 sqft Total Area |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,882 sqft (0.433 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 298 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 120738 |
|---|---|
| Street Address | 6108 EVERY SAIL PATH |
| City | CLARKSVILLE |
| State | MD |
| Zip | 21029-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 65 18,882 SQ 6108 EVERY SAIL PATH VIL RIVER HILL S4 A3 |
| Legal Subdivision | VILLAGE RIVER HILL SEC 04 |
| Legal Lot Number | 65 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 605505 |
6108 Every Sail Path is owner-occupied and held in a trust since June 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE HARBOR BANK OF MARYLAND |
| Jun 16, 2022 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit HARBOR BK/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Mar 5, 1999 · Amount on File |
| Deed Book / Page | 21582 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Document Number | 0206860311 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 20686/311 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | COMMERCIAL TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0203580136 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 20358/136 |
| Name | THE HARBOR BANK OF MARYLAND |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 16, 2022 |
| Property Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Document Number | 0215820216 |
| Book / Page | 21582 / 216 |
| Map Reference | PL 12757 |
| Instrument Date | Jun 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Document Number | 0021582223 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 21582/223 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6108 EVERY SAIL PATH, CLARKSVILLE, MD 21029-2904 |
| Document Number | 0179950415 |
| Book / Page | 017995 / 000415 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Title Company | COMMERCIAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6108 EVERY SAIL PATH CLARKSVILLE MD 210292904, CLARKSVILLE, MD 21029-2904 |
| Document Number | 0179950415 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 017995/000415 |
| Name | HARBOR BK/MD |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, MD 21029 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6108 Every Sail Path was $12,266 with a homeowner's exemption, down 1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,266.00 (-1.04%) Homeowner's exemption | $908,867 (+8.56%) | $980,500 (-) Land $448,900 Building $531,600 |
| 2025 | $12,395.00 Homeowner's exemption | $837,233 | $980,500 Land $448,900 Building $531,600 |
| 2023 | $730,667 | $765,600 Land $408,900 Building $356,700 | |
| 2022 | $7,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6108 Every Sail Path in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6108 Every Sail Path is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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