6107 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 6107 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1926
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2021)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-10-073-16-027`

Property Details

APN / Parcel Number

Primary APN	`82-10-073-16-027`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	111 ft deep x 35 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6107 TERNES ST
City	DEARBORN
State	MI
Zip	48126-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 673 ALBERT P TERNES SUB
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	673
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2002
Census Tract	573300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6107 TERNES ST, DEARBORN, MI 48126-2077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit STEVEN JOYNER ETUX
Feb 22, 2021	Warranty Deed, Transfer V1 TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	202170307
Deed Book / Page	56454 / 478
Prior Transfer Date	Dec 2, 2009
Prior Transfer Doc	0482580379
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6107 TERNES ST, DEARBORN, MI 48126-2077
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 TERNES ST, DEARBORN, MI 48126-2077

Mortgage

Document Number	0564000461
Date	Feb 3, 2021
Book Page	56400/461
Instrument	2021047372

Lender

Name	STEVEN JOYNER ETUX
Type	Private Party
Address	263 FARMER ST, PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 22, 2021
Property Address	6107 TERNES ST, DEARBORN, MI 48126-2077
Document Number	0564540478
Book / Page	56454 / 478
Map Reference	LB 40 PG 12
Instrument Date	Jan 29, 2021
Instrument	2021070307
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	V1 TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6470 KENDAL ST, 6470, DEARBORN, MI 48126-2149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6107 TEMES ST, DEARBORN, MI 48126

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,700 (+18.41%)	$181,400 (+18.41%)
2025	$3,048.00 (+8.01%) Homeowner's exemption	$76,600 (+23.55%)	$153,200 (+23.55%)
2023	$2,822.00 (+22.22%) Homeowner's exemption	$62,000 (+18.77%)	$124,000 (+18.77%)
2022		$52,200	$104,400
2019	$2,309.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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