6107 Smithfield Rd, Wade, NC 28395 Property Records

Cumberland County property record for 6107 Smithfield Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,220 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2022)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0591-11-2519`

Property Details

APN / Parcel Number

Primary APN	`0591-11-2519`
Alternative APN	`0591.03112519`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,220 sqft Heated Area
1st Floor Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	363 ft deep x 239 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	136 sqft
Deck Area	312 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6107 SMITHFIELD RD
City	WADE
State	NC
Zip	28395-8913
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	BOBBY LEDBETTER LO:1 PL:0064-0030
Legal Subdivision	DISTRICT SEVEN AREA
Legal Block	11
Legal Lot Number	2519
Jurisdiction	CUMBERLAND NC
Township / Civil Division	BLACK RIVER
Census Block Group	1
Census Block	1029
Census Tract	2701

Owner

6107 Smithfield Rd, a rural home, is owned and occupied by an individual who bought it in March 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6107 SMITHFIELD RD, WADE, NC 28395-8913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 31, 2022	Warranty Deed, Transfer
May 15, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Deed Document Number	202213301
Deed Book / Page	11433 / 705
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6107 SMITHFIELD RD, WADE, NC 28395-8913
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 SMITHFIELD RD, WADE, NC 28395-8913

Mortgage

Document Number	0124060279
Date	Dec 19, 2025
Book Page	12406/279
Instrument	40070

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 31, 2022
Property Address	6107 SMITHFIELD RD, WADE, NC 28395-8913
Document Number	0114330705
Book / Page	11433 / 705
Map Reference	MB 64 PG 30
Instrument Date	Mar 10, 2022
Instrument	13301
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 MOUNT VENOM DRIVE, 107, NORTH MYRTLE BEACH, SC 29582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6107 SMITHFIELD RD, WADE, NC 28395-8913

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6107 SMITHFIELD RD, WADE, NC 28395-8913
Document Number	0101070233
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	AMBASSADOR TITLE, LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 SMITHFIELD RD WADE NC 283958913, WADE, NC 28395-8913

Mortgage

Document Number	0101070233
Date	Jun 8, 2017
Book Page	010107/000233
Instrument	17993

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6107 Smithfield Rd was $2,911, up 24.9% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00 (+24.88%)
2025	$2,331.00 (+6.39%)	$296,323 (+49.99%) Land $42,750 Building $253,573	$296,323 (+49.99%) Land $42,750 Building $253,573
2024	$2,191.00 (+156.56%)	$197,560 (-) Land $22,500 Building $175,060	$197,560 (-) Land $22,500 Building $175,060
2023	$854.00 (-59.66%)	$197,560 Land $22,500 Building $175,060	$197,560 Land $22,500 Building $175,060
2022	$2,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6107 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6107 Smithfield Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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