Monroe County property record for 6107 Ll Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,128 sqft · built 1994 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,304 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-21-400-012-000 |
| Primary APN | 11-21-400-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Porch | Slab |
| Porch Area | 306 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6107 LL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SE |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 600501 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6107 LL RD, WATERLOO, IL 62298-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Aug 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO |
| Jul 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6107 LL RD, WATERLOO, IL 62298-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000393304 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 393304 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6107 LL RD, WATERLOO, IL 62298-4013 |
| Document Number | 0000410547 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6107 LL RD WATERLOO IL 622984013, WATERLOO, IL 62298-4013 |
| Document Number | 0000410547 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 410547 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6107 LL RD, WATERLOO, IL 62298-4013 |
| Document Number | 0000409441 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6107 LL RD WATERLOO IL 622984013, WATERLOO, IL 62298-4013 |
| Document Number | 0000409441 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 409441 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2040 |
| Rate | 2.62% |
|---|
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,680 (+14.87%) Land $11,830 Building $80,850 | $278,040 (+14.87%) Land $35,490 Building $242,550 | |
| 2024 | $5,304.00 | ||
| 2022 | Additional exemption filed | $80,680 Land $11,830 Building $68,850 | $242,040 Land $35,490 Building $206,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
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