6106 W 3rd Manor, Palatka, FL 32177 Property Records

Putnam County property record for 6106 W 3rd Manor, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,176 sqft · built 1999
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$277,000 (May 2026)
Tax Bill$491 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-10-26-9130-0030-0280

Property Details

APN / Parcel Number

Primary APN10-10-26-9130-0030-0280
Alternative APN
  • 65352

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,176 sqft Living Area
Gross Area1,500 sqft
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area324 sqft
PorchScreened/Unfinished Porch
Porch Area1,262 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number65352
Street Address6106 W 3RD MNR
CityPALATKA
StateFL
Zip32177-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEBBS VIKING MANOR MB5 P78, BLK C LOT 28
Legal Range26E
Legal Township10S
Legal Section10
Legal SubdivisionWEBBS VIKING MANOR
Legal Block3
Legal Lot Number28
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3062
Census Tract950600

Owner

Source: Putnam County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6106 W 3RD MNR, PALATKA, FL 32177-3806
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
May 4, 2026Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Jan 26, 2021Warranty Deed, Transfer · Conventional with PMI
CYNTHIA D SKELLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleJan 26, 2021 · Amount on Record
Deed Document Number202611077
Deed Book / Page1868 / 422
Prior Transfer DateJan 31, 2001
Prior Transfer Doc0000405149
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMay 4, 2026
Property Address6106 W 3RD MNR, PALATKA, FL 32177-3806
Document Number0000011077
Book / Page1868 / 422
Instrument DateApr 24, 2026
Instrument202611077
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyM AND M TITLE INSURANCE, PALATKA ABSTRACT & TITLE INS I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$195,839.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011078,
DateMay 4, 2026
Instrument202611078
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0018680438,
DateMay 4, 2026
Book Page1868/438
Instrument202611079
Lender
NameHOUSING FINANCE CORPORATION FLORIDA
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMay 4, 2026
Property Address6106 W 3RD MNR, PALATKA, FL 32177-3806
Document Number0018680422
Book / Page1868 / 422
Instrument DateApr 24, 2026
Instrument2026.11077
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyPALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE INS I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$195,839.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011078,
DateMay 4, 2026
Instrument2026..11078
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

Mortgage

Document Number0000011079,
DateMay 4, 2026
Book Page1868/438
Instrument2026.11079
Lender
NameFLORIDA HOUSING FINANCE CORP
Agreement
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJan 26, 2021
Property Address6106 W 3RD MNR, PALATKA, FL 32177-3806
Document Number0016050359
Book / Page001605 / 000359
Instrument DateJan 20, 2021
Instrument54001801
Transaction TypeTransfer
Record UpdatedFeb 12, 2021
Title CompanyGUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6106 W 3RD MNR PALATKA FL 321773806, PALATKA, FL 32177-3806

Mortgage

Document Number16050361
DateJan 26, 2021
Book Page001605/000361
Instrument54001802
Lender
NameCYNTHIA D SKELLY
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term24 Months
DueJan 25, 2023

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityPalatka City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$491.00 (+9.84%) Homeowner's exemption$92,350 (+5.98%)$198,770 (-2.7%) Land $20,000 Building $178,770
2023$447.00 (-69.49%) Homeowner's exemption$87,140 (+2.99%)$204,280 (+19.62%) Land $20,000 Building $184,280
2022$1,465.00 Homeowner's exemption$84,610$170,780 Land $20,000 Building $150,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR.C. WILLIS WTP (CITY OF PALATKA)
serves 11,900 people · EPA ID FL2544260
Water SourceGroundwater
Last State InspectionMar 2024
Lead17 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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