6106 Tidewater Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6106 Tidewater Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,800 sqft · built 1973
Lot Size	0.535 acres (23,305 sqft)
Owner	Individual Name on File
Last Sale	$637,000 (Oct 2025)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21162203490000`

Property Details

APN / Parcel Number

Primary APN	`21162203490000`
Alternative APNs	`162203490000` `00001755`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Finished Area
Basement Area	1,392 sqft
Finished Basement	875 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,305 sqft (0.535 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	00001755
Street Address	6106 TIDEWATER CT
City	PROSPECT
State	KY
Zip	40059-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 349 HUNTING CREEK SEC 7 PB.28 PG.54 0.5350 AC+/-
Legal Subdivision	HUNTING CREEK
Legal Lot Number	349
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10312

Owner

6106 Tidewater Ct is owned and occupied by an individual who bought it in October 2025.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6106 TIDEWATER CT, PROSPECT, KY 40059-9337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit BROWN-FORMAN EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Document Number	2025132326
Deed Book / Page	D 13184 / 475
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 22, 2025
Property Address	6106 TIDEWATER CT, PROSPECT, KY 40059-9337
Document Number	0000132326
Book / Page	D 13184 / 475
Map Reference	MB 28 PG 54
Instrument Date	Oct 17, 2025
Instrument	2025132326
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6106 TIDEWATER CT, PROSPECT, KY 40059-9337

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6106 TIDEWATER CT, PROSPECT, KY 40059-9337

Mortgage

Document Number	0000132327
Date	Oct 22, 2025
Instrument	2025132327

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6106 TIDEWATER CT, PROSPECT, KY 40059-9337
Document Number	0160960368
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	GRACY TITLE COMPANY, GRACY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6106 TIDEWATER CT PROSPECT KY 400599337, PROSPECT, KY 40059-9337

Mortgage

Document Number	0160960368
Date	Aug 21, 2019
Book Page	016096/000368
Instrument	193525

Lender

Name	BROWN-FORMAN EMPS CU
Type	Credit Union
Address	LOUISVILLE, KY 40210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6106 Tidewater Ct was $5,449, down 1.9% from the year before.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,449.00 (-1.94%)	$488,350 (-) Land $87,550 Building $400,800
2024	$5,557.00 (-1.73%)	$488,350 (-) Land $87,550 Building $400,800	$488,350 (-) Land $87,550 Building $400,800
2023	$5,655.00 (-0.33%)	$488,350 (-) Land $87,550 Building $400,800	$488,350 (-) Land $87,550 Building $400,800
2022	$5,674.00	$488,350 Land $87,550 Building $400,800	$488,350 Land $87,550 Building $400,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6106 Tidewater Ct in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6106 Tidewater Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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