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6106 E Carmel Ln, Inverness, FL 34452 Property Records

Citrus County property record for 6106 E Carmel Ln, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,674 sqft · built 2023
Lot Size0.384 acres (16,720 sqft)
Owner2 Individual Names on Record
Last Sale$293,000 (Apr 2023)
Tax Bill$3,360 (2025)
Deeds & MortgagesAug 2022 Construction Loan
Apr 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN20E-19S-29-0010-03210-0150

Property Details

APN / Parcel Number

Primary APN20E-19S-29-0010-03210-0150
Alternative APNs
  • 2919S20E0010032100150
  • 1803438

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,674 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialCombination
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,720 sqft (0.384 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1803438
Street Address6106 E CARMEL LN
CityINVERNESS
StateFL
Zip34452-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS WEST PB 5 PG 19 LOTS 15 & 24 BLK 321
Legal Range20E
Legal Township19S
Legal Section29
Legal SubdivisionINVERNESS HIGHLANDS WEST
Legal Block321
Legal Lot Number15,24
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1052
Census Tract451103

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Deed of Trust, Mortgage · Construction Mortgage
FLAGSTAR BANK FSB
Apr 26, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MEGA CAPITAL FUNDING INC
Aug 4, 2022Correction Deed
CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC
Dec 22, 2021Deed of Trust, Mortgage · Commercial Mortgage
DLP INCOME & GROWTH FUND I LLC
Dec 22, 2021Re-recorded Document
CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC
May 25, 2021Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleDec 22, 2021 · Amount on Record
Deed Document Number202324079
Deed Book / Page3373 / 1766
Prior Transfer DateDec 6, 2007
Prior Transfer Doc0021920940
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
Transaction TypeMortgage
Record UpdatedJan 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0033081581
DateAug 3, 2022
Book Page3308/1581
Instrument2022054703
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCITRUS FL
Recording DateApr 26, 2023
Property Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
Document Number0033731766
Book / Page3373 / 1766
Map ReferenceMB 5 PG 19-33
Instrument DateApr 21, 2023
Instrument2023024079
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 11, 2023
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,051.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address6106 E CARMEL LN, INVERNESS, FL 34452-8920

Mortgage

Document Number0033731768
DateApr 26, 2023
Instrument3373/1768
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateAug 4, 2022
Property Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
Document Number0033082066
Book / Page3308 / 2066
Instrument DateJul 22, 2022
Instrument2022054880
Record UpdatedAug 22, 2022
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 5711, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GOLFWAY WEST DR, SAINT AUGUSTINE, FL 32095-8841
InvestorPossibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
Transaction TypeMortgage
Record UpdatedFeb 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032372004
DateDec 22, 2021
Book Page3237/2004
Instrument2021088193
Lender
NameDLP INCOME & GROWTH FUND I LLC
TypeNon-Lending Institution
AddressSAINT AUGUSTINE, FL 32095
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJan 1, 2023

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCITRUS FL
Recording DateDec 22, 2021
Property Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
Document Number0032371921
Book / Page3237 / 1921
Map ReferenceMB 3 PG 24&25
Instrument DateDec 21, 2021
Instrument2021088190
Record UpdatedFeb 21, 2022
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 5711, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GOLFWAY WEST DR, ST AUGUSTINE, FL 32095-8841
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 25, 2021
Property Address6106 E CARMEL LN, INVERNESS, FL 34452-8920
Document Number0031680295
Book / Page3168 / 295
Map ReferenceMB 5 PG 19
Instrument DateMay 11, 2021
Instrument2021035249
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
Tax$58.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address244 STATE RT 94, 244, VERNON, NJ 07462-3349

Transferred To (Grantee/Buyer)

NameVerified Name
Address5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,360.00 (-1.38%) Homeowner's exemption$253,861 (-2.22%) Land $16,120 Building $237,741$253,861 (-2.22%) Land $16,120 Building $237,741
2024$3,407.00 (+1,858.05%) Homeowner's exemption Additional exemption filed$259,622 (+2,179.39%) Land $10,840 Building $248,782$259,622 (+2,179.39%) Land $10,840 Building $248,782
2023$174.00 (+65.71%) Additional exemption filed$11,390 (+62.48%) Land $11,390$11,390 (+62.48%) Land $11,390
2022$105.00 Additional exemption filed$7,010 Land $7,010$7,010 Land $7,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

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