6105 Trotter Rdg Rd, Summerfield, NC 27358 Property Records

Guilford County property record for 6105 Trotter Rdg Rd, Summerfield, NC 27358

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,434 sqft · built 1993
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Sep 2020)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7828714601-000`

Property Details

APN / Parcel Number

Primary APN	`7828714601-000`
Alternative APNs	`13100652A096900028` `0149552`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,434 sqft Heated Area
Gross Area	2,479 sqft
1st Floor Area	1,217 sqft
Flooring	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	40,075 sqft (0.919 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	624 sqft
Porch	Open Porch
Porch Area	45 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	13100652A096900028
Street Address	6105 TROTTER RIDGE RD
City	SUMMERFIELD
State	NC
Zip	27358-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-40
Legal Description	28 PH1 PB102-119 TROTTER RIDGE
Legal Subdivision	TROTTER RDG PH 01
Legal Lot Number	28
Jurisdiction	GUILFORD NC
Township / Civil Division	BRUCE
Census Block Group	1
Census Block	1010
Census Tract	16003

Owner

6105 Trotter Rdg Rd is owned and occupied by an individual who bought it in September 2020.

Source: Guilford County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6105 TROTTER RIDGE RD, SUMMERFIELD, NC 27358-9038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Dec 13, 2013 · Amount on File
Deed Document Number	0083382439
Deed Book / Page	8338 / 2439
Record Updated	Jun 7, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Sep 25, 2020
Property Address	6105 TROTTER RIDGE RD, SUMMERFIELD, NC 27358-9038
Document Number	0083382439
Book / Page	8338 / 2439
Map Reference	MB 102 PG 119
Instrument Date	Sep 25, 2020
Instrument	2020060100
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 POPLAR FOREST DR, 6305, SUMMERFIELD, NC 27358-9338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6105 TROTTER RIDGE RD, SUMMERFIELD, NC 27358-9038

Mortgage

Document Number	2020060101
Date	Sep 25, 2020
Instrument	2020060101

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	6105 TROTTER RIDGE RD, SUMMERFIELD, NC 27358-9038
Document Number	0082642812
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6105 TROTTER RIDGE RD SUMMERFIELD NC 273589038, SUMMERFIELD, NC 27358-9038

Mortgage

Document Number	0082642812
Date	Apr 3, 2020
Book Page	008264/002812
Instrument	19615

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6105 Trotter Rdg Rd was $3,253.

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	Summerfield Town
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00	$349,700 Land $100,000 Building $249,700
2023	$3,108.00	$349,700 Land $100,000 Building $249,700	$349,700 (-) Land $100,000 Building $249,700
2022			$349,700 Land $100,000 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6105 Trotter Rdg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6105 Trotter Rdg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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