Monroe County property record for 6105 Polacek Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,275 sqft · built 1950 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,904 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-100-009-000 |
| Primary APN | 11-22-100-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 368 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 240 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6105 POLACEK DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TOWN LOT 19D |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | ASPEN HILLS |
| Legal Lot Number | 19D |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1524 STATE ROUTE 156, WATERLOO, IL 62298-6104 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,904.00 (+52.44%) | $48,930 (+54.79%) Land $6,540 Building $42,390 | $146,790 (+54.79%) Land $19,620 Building $127,170 |
| 2024 | $1,905.00 (-2.26%) | ||
| 2022 | $1,949.00 | $31,610 Land $6,540 Building $25,070 | $94,830 Land $19,620 Building $75,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
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