Sacramento County property record for 6105 Oak Ave, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,613 sqft · built 1970 |
| Lot Size | 2.28 acres (99,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (Nov 2020) |
| Tax Bill | $12,748 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 283-0050-027-0000 |
| Primary APN | 283-0050-027-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,613 sqft Living Area |
| 1st Floor Area | 2,073 sqft |
| 2nd Floor Area | 1,540 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 99,752 sqft |
| Garage Area | 1,692 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 5,900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6105 OAK AVE |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-1 (NPA) |
| Legal Description | POR TR 207 CARMICHAEL COL DES AS BEG AT A PT LOCW 420.91 FT FR SE COR TH N 146.10 FT TH N 18%4110E 86.46 FT TH N 89%23E |
| Legal Subdivision | CARMICHAEL COLONY |
| Legal Tract | 207 |
| Legal Lot Number | 207 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7802 |
Source: Sacramento County assessment roll, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 15, 2023 | Deed of Trust, Mortgage · SBA Mortgage NEWTEK BANK NA |
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Nov 5, 2020 | Grant Deed, Transfer · Conventional Mortgage GUILD MTG |
| Nov 5, 2020 | Affidavit of Death, Transfer OLD REPUBLIC TITLE |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Deed Book / Page | 20201105 / 1996 |
| Prior Transfer Date | Dec 6, 2001 |
| Prior Transfer Doc | 2002001542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 0000000494 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022101800494 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 0000000577 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 202308150577 |
| Name | NEWTEK BANK NA |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 0000001076 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021100601076 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 2021100601076 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021100601076 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 5, 2020 |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 2011051996 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2011051996 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,034.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6105 OAK AVE CARMICHAEL CA 956085228, CARMICHAEL, CA 95608-5228 |
| Document Number | 2011051997 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2011051997 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 4, 2035 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 5, 2020 |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 2011051995 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2011051995 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 189 ELK GROVE CA 957590189, ELK GROVE, CA 95759-0189 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6105 OAK AVE, CARMICHAEL, CA 95608-5228 |
| Document Number | 2011051998 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1731 HOWE AVE #234 SACRAMENTO CA 958252209, 234, SACRAMENTO, CA 95825-2209 |
| Document Number | 2011051998 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2011051998 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,079,447 (+2%) Land $622,699 Building $456,748 | |
| 2025 | $12,748.00 (+6.27%) Homeowner's exemption | $1,058,283 (+8.21%) Land $610,490 Building $447,793 |
| 2024 | $11,996.00 (+1.63%) | |
| 2023 | $11,804.00 (+2.04%) Homeowner's exemption | $977,975 Land $586,785 Building $391,190 |
| 2022 | $11,568.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Consolidated Communications, T-Mobile USA.
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