6104 N Division St, Spokane, WA 99208 Property Records

Spokane County property record for 6104 N Division St, Spokane, WA 99208

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	38,064 sqft · built 1983
Lot Size	0.874 acres (38,064 sqft)
Owner	Company Name on Record
Tax Bill	$46,112 (2026)
Deeds & Mortgages	Jul 2023 Sale Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36322.0732`

Property Details

APN / Parcel Number

Primary APN	`36322.0732`

Interior

Stories	1 Story
Building Area	38,064 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Lot Area	38,064 sqft (0.874 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	6104 N DIVISION ST
City	SPOKANE
State	WA
Zip	99208-1030
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	SPOKANE TERRACE ADD; BLKS 33 & 34 & VAC ST & VAC ALLEYS EXC W 10FT OF BLK 33 & EXC E 141FT OF N 151FT OF S 376FT; TOYS- R-US BLDG
Legal Subdivision	SPOKANE TERRACE ADD
Legal Block	33,34
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3004
Census Tract	400

Owner

Source: Spokane County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	801 W RIVERSIDE AVE, 510, SPOKANE, WA 99201-0908
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Bargain and Sale Deed, Transfer
Oct 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Oct 7, 2019	Grant Deed, Mortgage BANNER BK
Apr 5, 2018	Grant Deed, Mortgage · Line of Credit BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 5, 2023
Property Address	6104 N DIVISION ST, SPOKANE, WA 99208-1030
Document Number	0007294203
Map Reference	VOL I PG 42
Instrument Date	Jul 5, 2023
Instrument	7294203
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6104 N DIVISION ST, SPOKANE, WA 99208-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006850445
Date	Oct 7, 2019
Instrument	6850445

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 7, 2019
Property Address	6104 N DIVISION ST, SPOKANE, WA 99208-1030
Instrument Date	Sep 27, 2019
Instrument	6850444
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	WFG

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	4102 S REGAL ST #202 SPOKANE WA 992235083, 202, SPOKANE, WA 99223-5083

Mortgage

Document Number	0006850444
Date	Oct 7, 2019
Instrument	6850444

Lender

Name	BANNER BK
Type	Bank
Address	802 W RIVERSIDE AVE, SPOKANE, WA 99201-0902

Agreement

Amount	Amount Recorded

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 5, 2018
Property Address	6104 N DIVISION ST, SPOKANE, WA 99208-1030
Instrument Date	Mar 30, 2018
Instrument	6696869
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 N DIVISION ST SPOKANE WA 992081030, SPOKANE, WA 99208-1030

Mortgage

Document Number	0006696869
Date	Apr 5, 2018
Instrument	6696869

Lender

Name	BANNER BK
Type	Bank
Address	802 W RIVERSIDE AVE, SPOKANE, WA 99201-0902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,112.00 (+69.74%)	$4,565,500 (+91.67%) Building $4,565,500	$4,565,500 (+91.67%) Building $4,565,500
2025	$27,166.00 (+16.91%)
2024		$2,382,000 (+0.3%) Building $2,382,000	$2,382,000 (+0.3%) Building $2,382,000
2023	$23,237.00 (-16.12%)	$2,374,900 (-) Building $2,374,900	$2,374,900 (-) Building $2,374,900
2022	$27,703.00	$2,374,900 Building $2,374,900	$2,374,900 Building $2,374,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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