6104 Layton Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 6104 Layton Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,126 sqft · built 1990
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2018)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1308-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1308-0040`
Alternative APNs	`00695732` `695732`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	1,558 sqft
1st Floor Area	1,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	190 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00695732
Street Address	6104 LAYTON AVE
City	SPRING HILL
State	FL
Zip	34608-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1308 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1308
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2038
Census Tract	41003

Owner

6104 Layton Ave is owned and occupied by two individuals who acquired it in April 2020.

Source: Hernando County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 5, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	May 30, 2014
Deed Document Number	201860792
Deed Book / Page	3630 / 828
Last Transfer Date	Apr 20, 2020
Transfer Doc	0038361914
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 21, 2026
Property Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442
Document Number	0000056506
Book / Page	4750 / 1456
Instrument Date	Aug 11, 2026
Instrument	202656506
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442

Mortgage

Document Number	0000056506,
Date	Aug 21, 2026
Book Page	4750/1456
Instrument	202656506

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442

Mortgage

Document Number	0041530839
Date	Apr 8, 2022
Book Page	4153/839
Instrument	2022026979

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442
Document Number	0038680936
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6104 LAYTON AVE SPRING HILL FL 346081442, SPRING HILL, FL 34608-1442

Mortgage

Document Number	0038680936
Date	Jul 29, 2020
Book Page	003868/000936
Instrument	45606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 5, 2020
Property Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442
Document Number	0038361914
Book / Page	003836 / 001914
Instrument Date	Apr 20, 2020
Instrument	27601
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5464 CROWN PEAK CT BROOKSVILLE FL 346016609, BROOKSVILLE, FL 34601-6609

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2018
Property Address	6104 LAYTON AVE, SPRING HILL, FL 34608-1442
Document Number	0036300828
Book / Page	003630 / 000828
Instrument Date	Oct 3, 2018
Instrument	60792
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6104 LAYTON AVE SPRING HILL FL 346081442, SPRING HILL, FL 34608-1442

Mortgage

Document Number	36300830
Date	Oct 5, 2018
Book Page	003630/000830
Instrument	60793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6104 Layton Ave was $2,264 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 Homeowner's exemption	$149,582	$152,722 Land $38,500 Building $114,222
2023		$144,842 (+24.68%) Land $32,858 Building $111,984
2022	$1,598.00	$116,167 Land $19,800 Building $96,367	$144,842 Land $30,500 Building $114,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6104 Layton Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6104 Layton Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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