Orange County property record for 6104 Keenes Pointe Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,067 sqft · built 2004 |
| Lot Size | 0.58 acres (25,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,375,000 (Jun 2024) |
| Tax Bill | $17,934 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4075-05-320 |
| Primary APN | 29-23-28-4075-05-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,067 sqft Living Area |
| Gross Area | 4,377 sqft |
| 1st Floor Area | 1,625 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,280 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 614 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 441 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6104 KEENES POINTE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 2 42/116 LOT 532 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 2 |
| Legal Tract | 4075 |
| Legal Block | 5 |
| Legal Lot Number | 532 |
| Legal Unit | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17108 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6104 KEENES POINTE DR, WINDERMERE, FL 34786-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY |
| Feb 9, 2018 | Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 2024369913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6104 KEENES POINTE DR, WINDERMERE, FL 34786-5616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000771023 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 20210771023 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 19, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 6104 KEENES POINTE DR, WINDERMERE, FL 34786-5616 |
| Document Number | 0000081145 |
| Map Reference | MB 42 PG 116 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 20180081145 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,012.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11232 LEDGEMENT LN # 1, 11232, WINDERMERE, FL 34786-6416 |
| Name | Verified Name |
|---|---|
| Address | 6104 KEENES POINTE DR, WINDERMERE, FL 34786-5616 |
| Document Number | 0000081146 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 20180081146 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057,320 (-1.17%) Land $295,000 Building $762,320 | $1,057,320 (-1.17%) Land $295,000 Building $762,320 | |
| 2025 | $17,934.00 (+73.41%) Homeowner's exemption | $1,069,850 (+68.93%) Land $295,000 Building $774,850 | $1,069,850 (+17.04%) Land $295,000 Building $774,850 |
| 2024 | $10,342.00 (+7.24%) | ||
| 2023 | $9,644.00 (+3.17%) Homeowner's exemption | $633,325 (+3%) | $914,097 (+27.84%) Land $295,000 Building $619,097 |
| 2022 | $9,348.00 Homeowner's exemption | $614,879 | $715,053 Land $195,000 Building $520,053 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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