6104 Espy Ave, Long Beach, MS 39560 Property Records

Harrison County property record for 6104 Espy Ave, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,731 sqft · built 1970
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$41 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0511E-02-014.000`

Property Details

APN / Parcel Number

Primary APN	`0511E-02-014.000`
Alternative APN	`085470`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,731 sqft Adjusted Area
1st Floor Area	1,668 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport
Patio Area	192 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6104 ESPY AVE
City	LONG BEACH
State	MS
Zip	39560-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 115 FT S OF NW COR OF LOT 60 ANDREWS LAND CO SUBD ON E MAR OF ESPY AVE S ALONG RD 150 FT E 160 FT N 150 FT W 160 FT TO PO
Legal Range	12W
Legal Township	08S
Legal Section	04
Legal Subdivision	ANDREWS LAND CO SUBD LOTS 35-6
Legal Lot Number	60
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2052
Census Tract	3105

Owner

Source: Harrison County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 21, 2018	Deed of Trust, Mortgage GULF COAST BANK AND TRUST COMPANY
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Dec 18, 2018	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Mar 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2024
Deed Sale	Feb 25, 2024
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	20243568
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 26, 2024
Property Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781
Document Number	20240003568DJ1
Map Reference	MB 9 PG 12
Instrument Date	Feb 9, 2024
Instrument	2024-0003568-D-J1
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	NOT AVAILABLE, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16084 DUFFIELD RD, BYRON, MI 48418-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781

Mortgage

Document Number	20240003569TJ1
Date	Feb 26, 2024
Instrument	2024-0003569-T-J1

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180002356TJ1
Date	Mar 21, 2018
Instrument	2018-0002356-T-J1

Lender

Name	GULF COAST BANK AND TRUST COMPANY
Type	Bank
Address	BATON ROUGE, LA 70806

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781
Transaction Type	Mortgage
Record Updated	Nov 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20198644TJ1
Date	Oct 3, 2019
Instrument	2019-8644-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781
Transaction Type	Mortgage
Record Updated	Jan 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180010688TJ1
Date	Dec 18, 2018
Instrument	2018-0010688-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 21, 2018
Property Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781
Document Number	20180001642TJ1
Instrument Date	Mar 16, 2018
Instrument	2018-0001642-T-J1
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6104 ESPY AVE, LONG BEACH, MS 39560-9781

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41.00 (-96.93%) Homeowner's exemption Senior Citizen's exemption	$9,365 (-29.35%)	$93,647 (+5.98%) Land $17,195 Building $76,452
2024	$1,337.00 (-0.52%)
2023	$1,344.00 (-0.74%)	$13,255	$88,367 Land $15,633 Building $72,734
2022	$1,354.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	15 (2005–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 8 claims Hurricane Isaac, Aug 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98.2% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people · EPA ID MS0240271
Water Source	Purchased groundwater from HCUA-WEST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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