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6104 Black Walnut Dr, Bartow, FL 33830 Property Records

Polk County property record for 6104 Black Walnut Dr, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,937 sqft · built 1986
Lot Size0.819 acres (35,667 sqft)
Owner2 Individual Names on File
Tax Bill$4,294 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-29-13-282020-000780

Property Details

APN / Parcel Number

Primary APN24-29-13-282020-000780
Alternative APNs
  • 132924282020000780
  • 32924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,937 sqft Living Area
Gross Area3,487 sqft
1st Floor Area2,937 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area35,667 sqft (0.819 acres)
Lot Dimensions215 ft deep x 109 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area550 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
PorchSlab
Porch Area408 sqft

Location & Zoning

Street Address6104 BLACK WALNUT DR
CityBARTOW
StateFL
Zip33830-9764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionWATERWOOD ADDITION PB 68 PGS 24 & 25 LOT 78 & THAT PT OF LOT 79 DESC AS: COMM NW COR OF LOT 79 S89-20-13E ALONG N LINE OF LOT 102.09 FT TO POB S89-20-13E 115.97 FT TO NE COR OF SAID LOT S1-39- 22W ALONG E LINE OF LOT 150.68 FT SWLY ALONG CURVE 22.76
Legal Range24E
Legal Township29S
Legal Section13
Legal SubdivisionWATERWOOD ADDITION
Legal Tract282020
Legal Block1
Legal Lot Number78,79
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1023
Census Tract11832

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS TRUST COMPANY
Mar 29, 2022Warranty Deed, Transfer
Feb 26, 2021Intrafamily Transfer, Transfer · VA Mortgage
CITIZENS BANK & TRUST
Jan 30, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2021
Deed SaleFeb 26, 2021
Prior SaleJul 31, 2014 · Amount on Record
Deed Document Number202150358
Deed Book / Page11598 / 2024
Prior Transfer DateFeb 18, 2021
Prior Transfer Doc0000050358
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateJul 2, 2026
Property Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764
Document Number0000158152
Book / Page14060 / 2015
Instrument DateJun 25, 2026
Instrument2026158152
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764

Mortgage

Document Number0000158152,
DateJul 2, 2026
Book Page14060/2015
Instrument2026158152
Lender
NameCITIZENS TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 29, 2022
Property Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764
Document Number0000085056
Book / Page12183 / 2251
Map ReferenceMB 68 PG 24&25
Instrument DateMar 25, 2022
Instrument2022085056
Transaction TypeTransfer
Record UpdatedFeb 23, 2023

Transaction

AmountAmount Recorded
Tax$297.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6111 BLACK WALNUT DR, BARTOW, FL 33830-9377

Transferred To (Grantee/Buyer)

NameVerified Name
Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 26, 2021
Property Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764
Document Number0000050358
Book / Page11598 / 2024
Map ReferenceMB 68 PG 24&25
Instrument DateFeb 18, 2021
Instrument2021050358
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyLAKELAND TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6104 BLACK WALNUT DR, 6104, BARTOW, FL 33830-9764

Transferred To (Grantee/Buyer)

NameVerified Name
Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764

Mortgage

Document Number0115982026
DateFeb 26, 2021
Instrument11598/2026
Lender
NameCITIZENS BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address6104 BLACK WALNUT DR, BARTOW, FL 33830-9764
Document Number0111711697
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6104 BLACK WALNUT DR BARTOW FL 338309764, BARTOW, FL 33830-9764

Mortgage

Document Number0111711697
DateMar 11, 2020
Book Page011171/001697
Instrument56205
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,294.00 (-9.01%) Homeowner's exemption$372,369 (+5.99%)$513,560 (+9.37%) Land $141,000 Building $372,560
2023$4,719.00 (+4.15%) Homeowner's exemption$351,335 (+3%)$469,567 (+7.34%) Land $138,000 Building $331,567
2022$4,531.00 Homeowner's exemption$341,102$437,465 Land $132,000 Building $305,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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