Frederick County property record for 6103 Spring Meadow Ln, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,986 sqft · built 1991 |
| Lot Size | 0.377 acres (16,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Oct 1991) |
| Tax Bill | $7,194 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-278397 |
| Primary APN | 09-278397 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,986 sqft Living Area |
| Gross Area | 3,607 sqft |
| 1st Floor Area | 1,846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,402 sqft (0.377 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 840 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 278397 |
|---|---|
| Street Address | 6103 SPRING MEADOW LN |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 160 SEC A PLAT 4 16402 SQ FT SPRING RIDGE PUD |
| Legal Subdivision | SPRING RIDGE PUD |
| Legal Lot Number | 160 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 751902 |
Source: Frederick County records · APN 09-278397
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6103 SPRING MEADOW LN, FREDERICK, MD 21701-5819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK |
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK |
| Apr 16, 2019 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 1991 · Amount on Record |
| Deed Sale | Oct 09, 1991 · Amount on Record |
| Prior Sale | Jul 05, 1991 · Amount on Record |
| Deed Book / Page | 1738 / 459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6103 SPRING MEADOW LN, FREDERICK, MD 21701-5819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0155240148 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 15524/148 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6103 SPRING MEADOW LN, FREDERICK, MD 21701-5819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0117760400 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 11776/0400 |
| Instrument | 11776-0400 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6103 SPRING MEADOW LN, FREDERICK, MD 21701-5819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0136730355 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 13673/355 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6103 SPRING MEADOW LN, FREDERICK, MD 21701-5819 |
| Document Number | 0129390471 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2019 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|---|
| Address | 6103 SPRING MEADOW LN FREDERICK MD 217015819, FREDERICK, MD 21701-5819 |
| Document Number | 0129390471 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 012939/000471 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,194.00 (+18.26%) | $581,533 (+13.68%) | $655,800 (+20.46%) Land $152,900 Building $502,900 |
| 2023 | $6,083.00 | $511,533 | $544,400 Land $152,900 Building $391,500 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 220 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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