6103 Morris Thomas Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 6103 Morris Thomas Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1953
Lot Size	17.5 acres (762,300 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Dec 2020)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0010-05040`

Property Details

APN / Parcel Number

Primary APN	`530-0010-05040`
Alternative APN	`1102334`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	922 sqft Gross Area
1st Floor Area	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	762,300 sqft (17.5 acres)
Garage Area	760 sqft
Storage Building	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1102334
Street Address	6103 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55810-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	E1/2 OF SE1/4 OF SE1/4 EX 2 1/2 AC AT SWCORNER SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	26
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4049
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6103 MORRIS THOMAS RD, DULUTH, MN 55810-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	20201399461
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 23, 2020
Property Address	6103 MORRIS THOMAS RD, DULUTH, MN 55810-9584
Document Number	00A1399461
Instrument Date	Dec 18, 2020
Instrument	A1399461
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 MORRIS THOMAS RD DULUTH MN 558109584, DULUTH, MN 55810-9584

Mortgage

Document Number	A1399462
Date	Dec 23, 2020
Instrument	A1399462

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00 (+4.14%) Homeowner's exemption
2025	$2,418.00 (+8.63%) Homeowner's exemption	$280,500 (+7.8%) Land $95,800 Building $184,700	$280,500 (+7.8%) Land $95,800 Building $184,700
2024	$2,226.00	$260,200 (+22.79%) Land $92,100 Building $168,100	$260,200 (+22.79%) Land $92,100 Building $168,100
2022		$211,900 Land $62,700 Building $149,200	$211,900 Land $62,700 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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