Union County property record for 6103 Love Mill Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,526 sqft · built 1901 |
| Lot Size | 1.29 acres (56,497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2021) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-036-009C |
| Primary APN | 08-036-009C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 1,424 sqft |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,497 sqft (1.29 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 498 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 6103 LOVE MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #2 OPCO439 |
| Legal Subdivision | 6103 LOVE MILL ROAD |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20204 |
6103 Love Mill Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6103 LOVE MILL RD, MONROE, NC 28110-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage COLTEN MORTGAGE |
| May 7, 2019 | Warranty Deed, Transfer STATE EMPS FCU |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MTG ASSOC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on File |
| Deed Sale | Sep 8, 2021 · Amount on File |
| Prior Sale | May 7, 2019 · Amount on File |
| Deed Document Number | 202142470 |
| Deed Book / Page | 8233 / 834 |
| Prior Transfer Date | Apr 30, 2007 |
| Prior Transfer Doc | 0004542415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6103 LOVE MILL RD, MONROE, NC 28110-7004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007660265 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 7660/265 |
| Instrument | 15476 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6103 LOVE MILL RD, MONROE, NC 28110-7004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000785247 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 7852/47 |
| Instrument | 42381 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 8, 2021 |
| Property Address | 6103 LOVE MILL RD, MONROE, NC 28110-7004 |
| Document Number | 0008233834 |
| Book / Page | 8233 / 834 |
| Map Reference | CAB O FILE 439 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 42470 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | NOT AVAILABLE, BALLANTYNE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 537 KISER LN, 537, LOCUST, NC 28097-0059 |
| Name | Verified Name |
|---|
| Document Number | 0000042471 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 42471 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 7, 2019 |
| Property Address | 6103 LOVE MILL RD, MONROE, NC 28110-7004 |
| Document Number | 736527 |
| Book / Page | 007365 / 000027 |
| Instrument Date | May 7, 2019 |
| Instrument | 12100 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6103 LOVE MILL RD MONROE NC 281107004, MONROE, NC 28110-7004 |
| Document Number | 736529 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 007365/000029 |
| Instrument | 12101 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6103 LOVE MILL RD, MONROE, NC 28110-7004 |
| Document Number | 729998 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6103 LOVE MILL RD MONROE NC 281107004, MONROE, NC 28110-7004 |
| Document Number | 729998 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 007299/000098 |
| Instrument | 1133 |
| Name | WHITLEY MTG ASSOC |
|---|---|
| Type | Mortgage Company |
| Address | MONROE, NC 28110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2049 |
The 2025 property tax bill for 6103 Love Mill Rd was $1,035.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,800 (-) Land $85,600 Building $119,200 | $204,800 (-) Land $85,600 Building $119,200 | |
| 2025 | $1,035.00 | $204,800 Land $85,600 Building $119,200 | $204,800 Land $85,600 Building $119,200 |
| 2023 | $786.00 | $125,600 Land $23,900 Building $101,700 | $125,600 Land $23,900 Building $101,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6103 Love Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6103 Love Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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