Monroe County property record for 6103 Illini Trl, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,748 sqft · built 2001 |
| Lot Size | 2.61 acres (113,692 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,767 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-383-048-000 |
| Primary APN | 11-10-383-048-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 1,748 sqft |
| Unfinished Basement | 1,748 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 113,692 sqft (2.61 acres) |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 154 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6103 ILLINI TRL |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 48 DELMER MEADOWS 2ND ADDN |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | DELMER MEADOWS |
| Legal Lot Number | 48 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 600501 |
6103 Illini Trl is owned and occupied by two individuals.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6103 ILLINI TRL, WATERLOO, IL 62298-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jul 8, 2021 | Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 9, 2026 |
| Property Address | 6103 ILLINI TRL, WATERLOO, IL 62298-3546 |
| Document Number | 0000442041 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026442041 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6103 ILLINI TRL, WATERLOO, IL 62298-3546 |
| Document Number | 0000442041, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026442041 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6103 ILLINI TRL, WATERLOO, IL 62298-3546 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000418372 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 418372 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 6103 Illini Trl was $6,767, up 6.2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,767.00 (+6.23%) Homeowner's exemption | $119,760 Land $12,510 Building $107,250 | $359,280 Land $37,530 Building $321,750 |
| 2024 | $6,370.00 | ||
| 2022 | $5,497.00 Additional exemption filed | $95,140 Land $12,510 Building $82,630 | $285,420 Land $37,530 Building $247,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6103 Illini Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6103 Illini Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures